:root{--ink:#12211d;--ink-soft:#32443e;--paper:#f5f1e8;--paper-deep:#eae4d8;--white:#fcfaf5;--green:#285b48;--green-dark:#153c30;--sage:#a9bca9;--sage-pale:#e3e9df;--ochre:#c39a55;--blue:#7898a0;--clay:#b77d68;--plum:#8d788b;--line:#12211d2e;--line-light:#f5f1e838;--shadow:0 24px 70px #1b252014;--serif:"Iowan Old Style", "Palatino Linotype", Palatino, "Book Antiqua", Georgia, serif;--sans:Inter, Aptos, "Helvetica Neue", Helvetica, Arial, sans-serif;--shell:min(1240px, calc(100vw - 48px))}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);background:var(--paper);font-family:var(--sans);-webkit-font-smoothing:antialiased;margin:0;font-size:17px;line-height:1.6}a{color:inherit;text-underline-offset:.22em;text-decoration-thickness:1px}button,input,select{font:inherit}button,summary,input[type=range]{cursor:pointer}h1,h2,h3,p{margin-top:0}h1,h2,h3,blockquote{font-family:var(--serif);letter-spacing:-.032em;font-weight:500}h1{margin-bottom:24px;font-size:clamp(2.8rem,5vw,4.9rem);line-height:1}h2{margin-bottom:18px;font-size:clamp(1.9rem,3vw,3rem);line-height:1.08}h3{font-size:clamp(1.45rem,2.4vw,2rem);line-height:1.15}.shell{width:var(--shell);margin-inline:auto}.narrow{max-width:960px;margin-inline:auto}.skip-link{z-index:100;color:var(--paper);background:var(--ink);padding:10px 16px;position:fixed;top:10px;left:10px;transform:translateY(-150%)}.skip-link:focus{transform:translateY(0)}:focus-visible{outline-offset:3px;outline:3px solid #d99f3b}.eyebrow{color:var(--green);letter-spacing:.15em;text-transform:uppercase;margin-bottom:18px;font-size:.73rem;font-weight:700;line-height:1.2}.site-header{z-index:20;border-bottom:1px solid var(--line);background:#f5f1e8f0;position:relative}.header-inner{justify-content:space-between;align-items:center;min-height:82px;display:flex}.brand{color:var(--ink);font-family:var(--sans);text-decoration:none;display:inline-block}.brand-wordmark{letter-spacing:-.045em;flex-direction:column;font-size:.88rem;font-weight:800;line-height:.78;display:flex}.brand-wordmark span:last-child{margin-left:8px}.brand-mark{border:1.5px solid;border-radius:50%;width:27px;height:27px;display:inline-block;position:relative}.brand-mark i{transform-origin:bottom;background:currentColor;width:1px;height:19px;display:block;position:absolute;top:3px}.brand-mark i:first-child{left:11px;transform:rotate(-22deg)}.brand-mark i:last-child{right:10px;transform:rotate(25deg)}.desktop-nav{align-items:center;gap:38px;display:flex}.desktop-nav a{font-size:.9rem;font-weight:600;text-decoration:none}.desktop-nav a:hover,.footer-grid a:hover{color:var(--green)}.mobile-menu{display:none}.home-hero{border-bottom:1px solid var(--line);min-height:auto;padding:40px 0 0;overflow:hidden}.hero-grid{display:block}.compact-home-hero{grid-template-columns:minmax(0,1.1fr) minmax(360px,.72fr);align-items:center;gap:clamp(44px,6vw,82px);display:grid}.compact-home-hero .hero-copy{max-width:680px}.compact-home-hero h1{max-width:820px;font-size:clamp(3rem,5.2vw,4.65rem);line-height:.96}.hero-copy>p:not(.eyebrow){max-width:660px;color:var(--ink-soft);margin-bottom:26px;font-size:clamp(1.1rem,2vw,1.32rem);line-height:1.55}.hero-actions{align-items:center;gap:28px;display:flex}.decision-finder{border:1px solid var(--line);background:var(--white);box-shadow:var(--shadow);overflow:hidden}.decision-finder-heading{border-top:4px solid var(--sage);justify-content:space-between;align-items:center;gap:20px;padding:16px 18px;display:flex}.decision-finder-heading p,.decision-finder-heading span{margin:0}.decision-finder-heading p{font-family:var(--serif);font-size:1.08rem}.decision-finder-heading span{color:var(--ink-soft);letter-spacing:.08em;text-transform:uppercase;font-size:.62rem;font-weight:700}.decision-links{border-top:1px solid var(--line)}.decision-links a{border-bottom:1px solid var(--line);grid-template-columns:24px minmax(0,1fr) auto;align-items:center;gap:10px;min-height:43px;padding:9px 18px;text-decoration:none;transition:background .15s;display:grid}.decision-links a:hover,.decision-links a:focus,.decision-links a.active{background:var(--sage-pale)}.decision-links span{color:var(--green);font-size:.62rem;font-weight:700}.decision-links strong{font-size:.75rem;line-height:1.25}.decision-links i{color:var(--green);font-size:.75rem;font-style:normal}.decision-finder-result{min-height:72px;color:var(--paper);background:var(--green-dark);padding:13px 18px}.decision-finder-result span{color:var(--sage);letter-spacing:.1em;text-transform:uppercase;font-size:.62rem;font-weight:700}.decision-finder-result p{color:#f5f1e8c2;margin:3px 0 0;font-size:.69rem;line-height:1.35}.trust-band{color:var(--paper);background:var(--green-dark);margin-top:34px}.button{border:1px solid var(--green-dark);min-height:52px;color:var(--paper);background:var(--green-dark);letter-spacing:.02em;justify-content:center;align-items:center;gap:24px;padding:13px 20px;font-size:.86rem;font-weight:700;text-decoration:none;display:inline-flex}.button span{font-size:1.05rem}.button:hover{background:var(--green)}.hero-figure{min-height:440px;color:var(--paper);background:var(--green-dark);box-shadow:var(--shadow);padding:30px;position:relative}.hero-figure:before{border:1px solid var(--line-light);content:"";position:absolute;inset:18px}.figure-label{letter-spacing:.14em;text-transform:uppercase;justify-content:space-between;font-size:.7rem;font-weight:700;display:flex;position:relative}.figure-lines{border-bottom:1px solid #f5f1e85c;justify-content:space-between;align-items:end;gap:7%;display:flex;position:absolute;inset:96px 44px 80px}.figure-lines:before,.figure-lines:after{content:"";border-top:1px dashed #f5f1e82b;position:absolute;left:0;right:0}.figure-lines:before{top:33%}.figure-lines:after{top:66%}.figure-lines i{z-index:1;background:var(--sage);border-radius:12px 12px 0 0;width:8%;display:block;position:relative}.figure-lines i:first-child{height:23%}.figure-lines i:nth-child(2){height:43%}.figure-lines i:nth-child(3){height:38%}.figure-lines i:nth-child(4){height:67%}.figure-lines i:nth-child(5){background:var(--paper);height:91%}.hero-figure>p{color:#f5f1e8b3;font-family:var(--serif);margin:0;position:absolute;bottom:28px;left:44px}.hero-figure>p span{color:var(--sage);margin:0 8px}.trust-line{grid-template-columns:repeat(4,1fr);align-items:center;min-height:88px;margin-top:0;display:grid}.trust-line span{border-right:1px solid var(--line-light);text-align:left;flex-direction:column;justify-content:center;min-height:88px;padding:18px 24px;display:flex}.trust-line strong{color:var(--paper);font-family:var(--serif);font-size:1.14rem;font-weight:500;line-height:1.2}.trust-line small{color:#f5f1e8a3;margin-top:5px;font-size:.7rem}.trust-line span:first-child{padding-left:0}.trust-line span:last-child{border:0;padding-right:0}.section{padding:88px 0}.calculators-section{padding-top:58px}.section-heading{margin-bottom:38px}.section-heading.split{grid-template-columns:1.2fr .8fr;align-items:end;gap:9vw;display:grid}.section-heading h2{max-width:780px;margin:0}.section-heading.split>p{max-width:480px;color:var(--ink-soft);margin:0 0 7px}.calculator-grid{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:repeat(2,minmax(0,1fr));display:grid}.calculator-card{--accent:var(--sage);border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:#fcfaf557;flex-direction:column;justify-content:space-between;gap:30px;min-height:330px;padding:30px;transition:background .18s;display:flex}.calculator-card:first-child{grid-column:1/-1;grid-template-columns:.34fr 1fr .34fr;align-items:end;min-height:320px;display:grid}.home-calculator-grid{grid-template-columns:repeat(5,minmax(0,1fr))}.home-calculator-grid .calculator-card,.home-calculator-grid .calculator-card:first-child{grid-column:auto;align-items:stretch;min-height:310px;display:flex}.home-calculator-grid .calculator-card:first-child .card-index,.directory-grid .calculator-card:first-child .card-index{display:flex}.home-calculator-grid .calculator-card{padding:24px}.home-calculator-grid .calculator-card h3{font-size:1.55rem}.home-calculator-grid .calculator-card p:not(.card-name){font-size:.82rem;line-height:1.48}.home-calculator-grid .text-link{font-size:.72rem}.directory-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.directory-grid .calculator-card:first-child{grid-column:auto;align-items:stretch;min-height:330px;display:flex}.calculator-card:hover{background:var(--white)}.accent-sage{--accent:var(--sage)}.accent-ochre{--accent:var(--ochre)}.accent-blue{--accent:var(--blue)}.accent-clay{--accent:var(--clay)}.accent-plum{--accent:var(--plum)}.calculator-card:before{background:var(--accent);content:"";width:52px;height:5px;display:block}.calculator-card:first-child:before{align-self:start}.card-index{color:var(--ink-soft);letter-spacing:.14em;text-transform:uppercase;justify-content:space-between;font-size:.7rem;font-weight:700;display:flex}.calculator-card:first-child .card-index{display:none}.card-name{color:var(--green);letter-spacing:.11em;text-transform:uppercase;margin-bottom:12px;font-size:.74rem;font-weight:700}.calculator-card h3{max-width:540px;margin-bottom:18px;font-size:clamp(1.75rem,3.2vw,2.75rem)}.calculator-card p:not(.card-name){max-width:560px;color:var(--ink-soft);margin:0}.text-link{width:max-content;color:var(--green-dark);border-bottom:1px solid;align-items:center;gap:18px;padding-bottom:4px;font-size:.8rem;font-weight:700;text-decoration:none;display:inline-flex}.text-link.light{color:var(--paper)}.collection-note{color:var(--ink-soft);font-family:var(--serif);justify-content:flex-end;padding-top:24px;font-style:italic;display:flex}.home-learn-section{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--white)}.home-learn-grid{grid-template-columns:minmax(260px,.72fr) minmax(0,1.28fr);align-items:start;gap:8vw;display:grid}.home-learn-intro{max-width:450px}.home-learn-intro>p:not(.eyebrow){color:var(--ink-soft);margin-bottom:24px}.home-learning-themes{border-top:1px solid var(--line)}.home-learning-themes a{border-bottom:1px solid var(--line);grid-template-columns:112px minmax(0,1fr) auto;align-items:center;gap:22px;min-height:96px;text-decoration:none;display:grid}.home-learning-themes a:hover strong{color:var(--green)}.home-learning-themes span{color:var(--green);letter-spacing:.08em;text-transform:uppercase;flex-direction:column;gap:3px;font-size:.65rem;font-weight:700;display:flex}.home-learning-themes span small{color:var(--ink-soft);letter-spacing:0;text-transform:none;font-size:.62rem;font-weight:500}.home-learning-themes strong{font-family:var(--serif);font-size:1.35rem;font-weight:500;transition:color .15s}.home-learning-themes i{color:var(--green);font-style:normal}.learn-directory{padding-top:68px;padding-bottom:108px}.learn-topic-nav{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--white)}.learn-topic-nav .shell{align-items:center;gap:clamp(24px,5vw,64px);min-height:62px;display:flex;overflow-x:auto}.learn-topic-nav a{color:var(--ink-soft);flex:none;font-size:.75rem;font-weight:700;text-decoration:none}.learn-topic-nav a:hover{color:var(--green)}.learn-section-heading{max-width:780px;margin-bottom:34px}.learn-section-heading>p:not(.eyebrow){color:var(--ink-soft)}.featured-article-grid,.article-card-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;display:grid}.article-card{border:1px solid var(--line);background:var(--white);flex-direction:column;justify-content:space-between;gap:36px;min-height:360px;padding:30px;display:flex;position:relative;overflow:hidden}.article-card:before{background:var(--accent);content:"";width:100%;height:5px;position:absolute;top:0;left:0}.article-card.featured{min-height:430px;padding:36px}.article-card-meta,.article-card-footer{color:var(--green);letter-spacing:.08em;text-transform:uppercase;justify-content:space-between;gap:20px;font-size:.65rem;font-weight:700;display:flex}.article-card h2{margin-bottom:16px;font-size:clamp(1.55rem,2.3vw,2.25rem)}.article-card h2 a{text-decoration:none}.article-card h2 a:hover{color:var(--green)}.article-card p{color:var(--ink-soft);margin:0;font-size:.9rem}.article-card-footer{color:var(--ink-soft);letter-spacing:0;text-transform:none;align-items:end;font-size:.61rem}.article-card-footer a{color:var(--green);flex:none;font-weight:700;text-decoration:none}.learn-all,.learn-topic-map{padding-top:86px}.article-card-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.learn-topic-grid{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:repeat(2,minmax(0,1fr));display:grid}.learn-topic-grid>div{border-right:1px solid var(--line);border-bottom:1px solid var(--line);min-height:340px;padding:32px;scroll-margin-top:24px}.learn-topic-grid>div>span{color:var(--green);letter-spacing:.1em;text-transform:uppercase;font-size:.66rem;font-weight:700}.learn-topic-grid h3{max-width:440px;margin:18px 0 12px}.learn-topic-grid p{max-width:520px;color:var(--ink-soft);font-size:.86rem}.learn-topic-grid ul{border-top:1px solid var(--line);margin:24px 0 0;padding:0;list-style:none}.learn-topic-grid li a{border-bottom:1px solid var(--line);justify-content:space-between;gap:18px;padding:12px 0;font-size:.78rem;font-weight:650;text-decoration:none;display:flex}.learn-topic-grid li a:hover{color:var(--green)}.learn-method-note{color:var(--paper);background:var(--green-dark);grid-template-columns:.75fr 1.25fr auto;align-items:end;gap:44px;margin-top:86px;padding:42px;display:grid}.learn-method-note .eyebrow{color:var(--sage)}.learn-method-note h2,.learn-method-note p{margin-bottom:0}.learn-method-note p{color:#f5f1e8c2;font-size:.86rem}.learn-method-note .text-link{white-space:nowrap}.article-hero{border-bottom:1px solid var(--line);background:var(--white);padding:54px 0 58px;position:relative;overflow:hidden}.article-hero:before{background:var(--accent);content:"";width:9px;position:absolute;inset:0 auto 0 0}.article-hero-inner{max-width:1000px}.breadcrumbs{color:var(--ink-soft);gap:10px;margin-bottom:36px;font-size:.68rem;display:flex}.breadcrumbs a{text-decoration:none}.article-kicker{color:var(--green);letter-spacing:.1em;text-transform:uppercase;gap:10px;margin-bottom:20px;font-size:.68rem;font-weight:750;display:flex}.article-kicker span+span:before{color:var(--line);content:"·";margin-right:10px}.article-hero h1{max-width:960px;margin-bottom:22px;font-size:clamp(2.65rem,5vw,4.8rem)}.article-hero h1:first-letter{text-transform:uppercase}.article-hero-inner>p{max-width:780px;color:var(--ink-soft);margin-bottom:24px;font-size:clamp(1.05rem,2vw,1.25rem)}.article-reviewed{color:var(--ink-soft);gap:10px;font-size:.68rem;display:flex}.article-reviewed span{font-weight:700}.article-layout{grid-template-columns:235px minmax(0,780px);justify-content:center;gap:clamp(58px,8vw,112px);padding-top:70px;padding-bottom:105px;display:grid}.article-aside{align-self:start;position:sticky;top:28px}.article-aside ol{border-top:1px solid var(--line);counter-reset:article-sections;margin:0 0 28px;padding:0;list-style:none}.article-aside li{counter-increment:article-sections}.article-aside li a{border-bottom:1px solid var(--line);color:var(--ink-soft);grid-template-columns:24px 1fr;gap:10px;padding:10px 0;font-size:.69rem;line-height:1.4;text-decoration:none;display:grid}.article-aside li a:before{color:var(--green);content:"0" counter(article-sections);font-size:.6rem;font-weight:700}.article-aside li a:hover{color:var(--green)}.article-calculator-link{color:var(--paper);background:var(--green-dark);grid-template-columns:1fr auto;gap:4px 10px;padding:17px;text-decoration:none;display:grid}.article-calculator-link span{color:var(--sage);letter-spacing:.08em;text-transform:uppercase;grid-column:1/-1;font-size:.58rem;font-weight:700}.article-calculator-link strong{font-family:var(--serif);font-size:.96rem;font-weight:500}.article-calculator-link i{color:var(--sage);font-style:normal}.article-body{min-width:0}.article-takeaway{border-left:5px solid var(--green);background:var(--sage-pale);margin-bottom:64px;padding:27px 30px}.article-takeaway span{color:var(--green);letter-spacing:.1em;text-transform:uppercase;font-size:.64rem;font-weight:750}.article-takeaway p{font-family:var(--serif);margin:8px 0 0;font-size:clamp(1.25rem,2.4vw,1.65rem);line-height:1.35}.article-body>section{scroll-margin-top:24px}.article-body>section+section,.article-intro+section{border-top:1px solid var(--line);margin-top:76px;padding-top:72px}.article-intro{max-width:720px}.article-section-number{color:var(--green);letter-spacing:.08em;margin-bottom:15px;font-size:.65rem;font-weight:750}.article-body h2{max-width:700px;font-size:clamp(2rem,4vw,2.85rem)}.article-body section>p,.article-body section>ul,.article-intro>p,.article-intro>ul{max-width:720px;color:var(--ink-soft);font-family:var(--serif);font-size:1.08rem;line-height:1.72}.article-body section>p+p,.article-intro>p+p{margin-top:22px}.article-body section>ul,.article-intro>ul{margin-top:22px;padding-left:22px}.article-body section>ul li+li,.article-intro>ul li+li{margin-top:12px}.article-subheading{max-width:700px;margin:36px 0 13px;font-size:clamp(1.35rem,2.5vw,1.75rem);line-height:1.25}.article-subheading+p,.article-subheading+ul{margin-top:0}.article-emphasis{margin-top:26px;color:var(--ink)!important;font-size:1.16rem!important}.article-formula{border-left:4px solid var(--ochre);background:var(--paper-deep);max-width:720px;color:var(--ink);font-family:var(--serif);white-space:nowrap;margin:28px 0;padding:22px 24px;font-size:clamp(1.1rem,3vw,1.45rem);line-height:1.4;overflow-x:auto}.article-table-scroll{border:1px solid var(--line);background:var(--white);max-width:100%;margin:30px 0;overflow-x:auto}.article-table-scroll:focus-visible{outline-offset:3px;outline:3px solid #d99f3b}.article-table{border-collapse:collapse;width:100%;min-width:620px;color:var(--ink-soft);font-size:.69rem;line-height:1.45}.article-table th,.article-table td{border-right:1px solid var(--line);border-bottom:1px solid var(--line);text-align:left;vertical-align:middle;padding:14px 16px}.article-table th:last-child,.article-table td:last-child{border-right:0}.article-table tbody tr:last-child td{border-bottom:0}.article-table th{color:var(--ink);background:var(--sage-pale);letter-spacing:.03em;font-size:.62rem;font-weight:750}.article-table tbody tr:nth-child(2n) td{background:var(--paper)}.article-interactive{border:1px solid var(--line);background:var(--white);margin-top:40px;padding:30px;box-shadow:0 18px 46px #1b25200f}.article-interactive-heading{max-width:620px;margin-bottom:26px}.article-interactive-heading .eyebrow{margin-bottom:12px}.article-interactive-heading h3{margin-bottom:0;font-size:clamp(1.55rem,3vw,2.1rem)}.article-fields{grid-template-columns:repeat(2,minmax(0,1fr));gap:17px;display:grid}.article-fields.compact{grid-template-columns:repeat(3,minmax(0,1fr))}.article-field{flex-direction:column;gap:7px;min-width:0;display:flex}.article-field>span:first-child{color:var(--ink-soft);font-size:.68rem;font-weight:700}.article-field small{color:var(--ink-soft);font-size:.59rem;line-height:1.35}.article-input-wrap{border:1px solid var(--line);background:var(--paper);align-items:center;min-width:0;display:flex}.article-input-wrap:focus-within{outline-offset:2px;outline:3px solid #d99f3b}.article-input-wrap input{width:100%;min-width:0;height:45px;color:var(--ink);background:0 0;border:0;outline:0;padding:0 10px;font-weight:700}.article-input-wrap i{color:var(--ink-soft);flex:none;padding:0 0 0 11px;font-size:.68rem;font-style:normal}.article-input-wrap input+i{padding:0 11px 0 0}.article-range{appearance:none;width:100%;height:18px;accent-color:var(--green);background:0 0;margin:1px 0 0;padding:0}.article-range::-webkit-slider-runnable-track{background:var(--paper-deep);border-radius:99px;height:3px}.article-range::-webkit-slider-thumb{border:2px solid var(--white);appearance:none;background:var(--green);width:17px;height:17px;box-shadow:0 0 0 1px var(--green);border-radius:50%;margin-top:-7px}.article-range::-moz-range-track{background:var(--paper-deep);border-radius:99px;height:3px}.article-range::-moz-range-thumb{border:2px solid var(--white);background:var(--green);width:14px;height:14px;box-shadow:0 0 0 1px var(--green);border-radius:50%}.article-range:focus-visible{outline-offset:2px;outline:3px solid #d99f3b}.article-results{background:var(--line);border:1px solid var(--line);grid-template-columns:repeat(auto-fit,minmax(130px,1fr));gap:1px;margin-top:26px;display:grid}.article-value-chart{border:1px solid var(--line);background:var(--paper);gap:12px;margin:28px 0 0;padding:20px;display:grid}.article-value-chart figcaption{color:var(--ink-soft);letter-spacing:.06em;text-transform:uppercase;margin-bottom:3px;font-size:.64rem;font-weight:750}.article-value-row{grid-template-columns:minmax(120px,.8fr) minmax(120px,1.6fr) auto;align-items:center;gap:14px;display:grid}.article-value-row>span{color:var(--ink-soft);font-size:.65rem;font-weight:700;line-height:1.35}.article-value-row>div{background:var(--paper-deep);height:13px;overflow:hidden}.article-value-row i{background:var(--green);min-width:3px;height:100%;transition:width .18s;display:block}.article-value-row i.ochre{background:var(--ochre)}.article-value-row i.blue{background:var(--blue)}.article-value-row i.plum{background:var(--plum)}.article-value-row strong{min-width:86px;font-family:var(--serif);text-align:right;font-size:.92rem;font-weight:500}.article-result{background:var(--paper);flex-direction:column;justify-content:center;min-height:112px;padding:16px;display:flex}.article-result.emphasis{color:var(--paper);background:var(--green-dark)}.article-result span{color:var(--ink-soft);margin-bottom:7px;font-size:.61rem;font-weight:700}.article-result.emphasis span,.article-result.emphasis small{color:var(--sage)}.article-result strong{font-family:var(--serif);font-size:clamp(1.15rem,2.4vw,1.55rem);font-weight:500;line-height:1.1}.article-result small{color:var(--ink-soft);margin-top:7px;font-size:.57rem;line-height:1.3}.article-interactive-note{color:var(--ink-soft);margin:18px 0 0;font-size:.62rem;line-height:1.5}.growth-race,.comparison-bars{gap:24px;margin-top:26px;display:grid}.growth-race>div,.comparison-bars>div{grid-template-columns:1fr auto;align-items:end;gap:8px 16px;display:grid}.growth-race span,.comparison-bars span{color:var(--ink-soft);font-size:.67rem;font-weight:700}.growth-race strong,.comparison-bars strong{font-family:var(--serif);font-size:1.25rem;font-weight:500}.growth-race i,.comparison-bars i{background:var(--green);grid-column:1/-1;min-width:3px;height:18px;transition:width .18s;display:block}.growth-race>div:first-child i,.comparison-bars>div:first-child i{background:var(--ochre)}.growth-race small{color:var(--ink-soft);grid-column:1/-1;font-size:.61rem}.article-toggle{border:1px solid var(--line);margin-bottom:20px;display:inline-flex}.article-toggle button{color:var(--ink-soft);background:var(--paper);border:0;padding:9px 13px;font-size:.68rem;font-weight:700}.article-toggle button+button{border-left:1px solid var(--line)}.article-toggle button[aria-pressed=true]{color:var(--paper);background:var(--green-dark)}.article-warning{border-left:4px solid var(--ochre);background:var(--paper-deep);flex-direction:column;gap:5px;margin-top:24px;padding:18px;font-size:.72rem;display:flex}.knowledge-check{gap:14px;display:grid}.knowledge-check fieldset{border:1px solid var(--line);background:var(--paper);margin:0;padding:18px}.knowledge-check legend{color:var(--ink);font-family:var(--serif);padding:0 6px;font-size:.95rem}.knowledge-check fieldset>div{flex-wrap:wrap;gap:8px;display:flex}.knowledge-check button{border:1px solid var(--line);color:var(--ink-soft);background:var(--white);padding:8px 11px;font-size:.68rem;font-weight:700}.knowledge-check button[aria-pressed=true]{color:var(--paper);border-color:var(--green-dark);background:var(--green-dark)}.knowledge-check small{margin-top:12px;font-size:.65rem;display:block}.knowledge-check small.correct{color:var(--green)}.knowledge-check small.review{color:#855e1b}.allocation-visual{min-height:86px;color:var(--paper);background:var(--line);gap:2px;margin-top:26px;display:flex}.allocation-visual span{background:var(--green-dark);flex-direction:column;justify-content:center;min-width:110px;padding:15px;display:flex}.allocation-visual span:first-child{color:var(--ink);background:var(--ochre-soft)}.allocation-visual b{font-family:var(--serif);font-size:1.2rem;font-weight:500}.allocation-visual small{margin-top:3px;font-size:.59rem}.utilisation-meter{grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:8px 16px;margin-top:26px;display:grid}.utilisation-meter>div{background:var(--paper-deep);height:22px;overflow:hidden}.utilisation-meter i{background:linear-gradient(90deg, var(--green), var(--ochre));height:100%;transition:width .18s;display:block}.utilisation-meter strong{font-family:var(--serif);font-size:1.5rem;font-weight:500}.utilisation-meter span{color:var(--ink-soft);grid-column:1/-1;font-size:.64rem}.article-sources ul{border-top:1px solid var(--line);margin:28px 0 0;padding:0;list-style:none}.article-sources li a{border-bottom:1px solid var(--line);grid-template-columns:1fr auto;gap:4px 18px;padding:16px 0;text-decoration:none;display:grid}.article-sources li strong{font-family:var(--sans);font-size:.76rem}.article-sources li span{color:var(--ink-soft);font-family:var(--sans);grid-column:1;font-size:.66rem}.article-sources li i{color:var(--green);grid-area:1/2/3;font-style:normal}.article-information{border:1px solid var(--line);color:var(--ink-soft);margin-top:48px;padding:22px;font-size:.69rem}.article-information strong{color:var(--ink)}.article-information p{margin:7px 0}.article-information a{color:var(--green);font-weight:700}.article-related{border-top:1px solid var(--line);background:var(--white);padding:86px 0 104px}.article-card-grid.related .article-card{background:var(--paper);min-height:330px}.method-section{border-top:1px solid var(--line);background:var(--white)}.compact-method-section{padding-block:72px}.compact-method-section .principle{padding-block:22px}.compact-method-section .method-intro h2{font-size:clamp(1.9rem,3vw,2.8rem)}.compact-method-section .principle h3{font-size:1.35rem}.compact-method-section .principle p{font-size:.86rem}.method-grid{grid-template-columns:.8fr 1.2fr;gap:10vw;display:grid}.method-intro{align-self:start;position:sticky;top:50px}.method-intro p:not(.eyebrow){color:var(--ink-soft)}.method-intro .text-link{margin-top:18px}.principles{border-top:1px solid var(--line)}.principle{border-bottom:1px solid var(--line);grid-template-columns:52px .7fr 1.3fr;gap:24px;padding:34px 0;display:grid;position:relative}.principle>span{color:var(--green);letter-spacing:.12em;font-size:.7rem;font-weight:700}.principle h3,.principle p{margin:0}.principle p{color:var(--ink-soft)}.mission-section{color:var(--paper);background:var(--green-dark);padding:82px 0}.mission-section .eyebrow{color:var(--sage)}.mission-grid{grid-template-columns:.32fr 1fr;gap:5vw;display:grid}.mission-grid blockquote{max-width:920px;margin:0;font-size:clamp(2rem,3.6vw,3.4rem);line-height:1.06}.mission-grid .text-link{grid-column:2;margin-top:24px}.page-hero{border-bottom:1px solid var(--line);padding:76px 0 64px}.page-hero.compact{padding-bottom:56px}.page-hero h1{max-width:1050px;margin-bottom:30px}.page-hero.compact h1{font-size:clamp(2.7rem,4.5vw,4.25rem)}.hero-intro{max-width:780px;color:var(--ink-soft);margin:0;font-size:clamp(1.1rem,2vw,1.3rem)}.hero-link{margin-top:30px}.directory-section{padding-top:48px}.compact-directory{padding-bottom:90px}.steps-grid{border-left:1px solid var(--line);grid-template-columns:repeat(5,minmax(0,1fr));margin-top:-1px;display:grid}.steps-grid .principle{border-top:1px solid var(--line);border-right:1px solid var(--line);flex-direction:column;min-height:320px;padding:30px;display:flex}.steps-grid .principle p{margin-top:auto}.prose-page{max-width:1060px;padding-top:56px;padding-bottom:90px}.prose-page>section{border-top:1px solid var(--line);grid-template-columns:minmax(180px,.38fr) minmax(0,1fr);gap:14px 6vw;padding:50px 0;display:grid}.prose-page>section:first-child{border-top:0}.prose-page section>h2,.prose-page section>.eyebrow{grid-column:1}.prose-page section>h2{font-size:clamp(1.8rem,2.6vw,2.5rem)}.prose-page section>p:not(.eyebrow),.prose-page section>div,.prose-page section>ul{grid-column:2}.prose-page section>p:not(.eyebrow){color:var(--ink-soft);margin-bottom:0;font-size:1rem;line-height:1.68}.prose-page section>p+p{margin-top:4px}.prose-copy{color:var(--ink-soft);font-size:1rem;line-height:1.68}.prose-copy p{margin:0}.prose-copy p+p{margin-top:18px}.prose-page a{color:var(--green);font-weight:650}.support-callout{background:var(--sage-pale);padding-inline:34px!important}.email-card a{font-family:var(--serif);overflow-wrap:anywhere;font-size:clamp(1.7rem,4vw,3.2rem)}.glossary-list{columns:2;column-gap:70px;padding:80px 0 130px}.glossary-list article{break-inside:avoid;border-top:1px solid var(--line);padding:28px 0}.glossary-list h2{margin-bottom:10px;font-size:1.6rem}.glossary-list p{color:var(--ink-soft);margin:0}.status-grid{border-left:1px solid var(--line);grid-template-columns:repeat(5,minmax(0,1fr));margin-top:-1px;display:grid}.status-grid article{border-top:1px solid var(--line);border-right:1px solid var(--line);border-bottom:1px solid var(--line);flex-direction:column;min-height:260px;padding:26px;display:flex}.status-grid article>span{color:var(--green);font-size:.72rem;font-weight:700}.status-grid h2{margin:24px 0 8px;font-size:1.55rem}.status-grid p{color:var(--ink-soft);font-size:.8rem}.status-grid .text-link{margin-top:auto}.status-grid .explorer-status-card{background:var(--sage-pale);grid-column:1/-1;min-height:220px}.status-grid .explorer-status-card h2{max-width:680px;font-size:clamp(1.8rem,3vw,2.8rem)}.source-groups{gap:28px;display:grid}.source-groups>div{border-bottom:1px solid var(--line);padding-bottom:24px}.source-groups h3{margin-bottom:14px;font-size:1.25rem}.source-groups a,.method-sources a{margin:7px 0;display:block}.calculator-hero{--accent:var(--sage);border-bottom:1px solid var(--line);background:linear-gradient(#fcfaf585,#0000);padding:60px 0 0;position:relative}.calculator-hero:before{background:var(--accent);content:"";opacity:.8;width:100%;height:4px;display:block;position:absolute;top:0;left:0}.calculator-hero h1{max-width:900px;font-size:clamp(2.8rem,4.5vw,4.6rem)}.calculator-hero>.shell>p:not(.eyebrow){max-width:740px;color:var(--ink-soft);margin-bottom:36px;font-size:1.05rem}.journey{border-top:1px solid var(--line);grid-template-columns:repeat(3,1fr);display:grid}.journey span{border-right:1px solid var(--line);min-height:68px;color:var(--ink-soft);align-items:center;gap:13px;font-size:.78rem;font-weight:650;display:flex}.journey span:last-child{border:0}.journey i{border:1px solid var(--line);width:26px;height:26px;color:var(--green);border-radius:50%;justify-content:center;align-items:center;font-size:.68rem;font-style:normal;display:inline-flex}.calculator-page{grid-template-columns:minmax(320px,.72fr) minmax(0,1.28fr);align-items:start;gap:0;padding:62px 0 100px;display:grid}.input-panel,.results-panel{min-width:0}.input-panel{border-right:1px solid var(--line);padding-right:54px}.results-panel{padding-left:58px;position:static}.panel-heading{justify-content:space-between;align-items:center;margin-bottom:28px;display:flex}.panel-heading .eyebrow{margin:0}.button-reset{border:0;border-bottom:1px solid var(--line);color:var(--ink-soft);background:0 0;padding:4px 0;font-size:.72rem;font-weight:700}.input-group{border:0;border-top:1px solid var(--line);min-width:0;margin:0;padding:30px 0}.input-group legend{width:100%;color:var(--ink);font-family:var(--serif);letter-spacing:-.02em;padding:0;font-size:1.35rem}.input-group>p{color:var(--ink-soft);margin:5px 0 20px;font-size:.8rem}.field{grid-template-columns:minmax(0,1fr) minmax(120px,.55fr);align-items:center;gap:18px;padding:12px 0;display:grid}.field-copy{flex-direction:column;display:flex}.field-copy strong,.range-field strong{font-size:.8rem;font-weight:700}.field-copy small{color:var(--ink-soft);margin-top:3px;font-size:.7rem;line-height:1.35}.input-wrap{border:1px solid var(--line);background:var(--white);align-items:center;min-height:45px;display:flex}.input-wrap>span{color:var(--ink-soft);padding:0 0 0 11px;font-size:.77rem}.input-wrap input,.input-wrap select{width:100%;min-width:0;color:var(--ink);text-align:right;background:0 0;border:0;outline:0;padding:10px}.input-wrap input::placeholder{color:#888d88}.input-wrap select{text-align:left}.input-wrap:focus-within{border-color:var(--green);box-shadow:0 0 0 2px #285b481f}.select-wrap{grid-column:auto}.range-field{padding:14px 0}.range-field>div{grid-template-columns:minmax(0,1fr) 92px;align-items:center;gap:16px;margin-top:9px;display:grid}input[type=range]{width:100%;accent-color:var(--green)}.input-wrap.compact input{padding-right:4px}.input-wrap.compact>span{padding:0 10px 0 0}.input-wrap.compact>span:first-child{padding:0 0 0 10px}.storage-note{color:var(--ink-soft);margin:22px 0 0;font-size:.71rem}.primary-result{border-bottom:1px solid var(--line);padding:6px 0 38px}.primary-result>p{color:var(--green);letter-spacing:.13em;text-transform:uppercase;margin-bottom:14px;font-size:.72rem;font-weight:700}.primary-result>strong{font-family:var(--serif);letter-spacing:-.04em;margin-bottom:12px;font-size:clamp(2.35rem,3.9vw,4rem);font-weight:500;line-height:.98;display:block}.primary-result>span{color:var(--ink-soft)}.stat-grid{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:repeat(3,minmax(0,1fr));margin:28px 0;display:grid}.stat{border-right:1px solid var(--line);border-bottom:1px solid var(--line);flex-direction:column;justify-content:space-between;min-height:120px;padding:18px;display:flex}.stat>span,.stat small{color:var(--ink-soft);font-size:.68rem;line-height:1.3}.stat strong{font-family:var(--serif);margin:12px 0 4px;font-size:clamp(1.25rem,2.2vw,1.85rem);font-weight:500;line-height:1.08}.line-chart{border:1px solid var(--line);background:#fcfaf573;margin:32px 0;padding:22px 20px 14px}.line-chart svg{width:100%;height:280px;overflow:visible}.chart-grid{stroke:#12211d4d;stroke-width:.5px;stroke-dasharray:2 2}.chart-line{fill:none;stroke:var(--green);stroke-width:2.25px;stroke-linecap:round;stroke-linejoin:round}.line-chart .chart-point-hit{fill:#0000;stroke:#0000;stroke-width:0;cursor:crosshair}.line-chart .chart-point-hit:focus{stroke:currentColor;stroke-width:.35px;outline:none}.line-chart .chart-point-active{fill:currentColor;stroke:var(--paper);stroke-width:.45px;pointer-events:none}.series-secondary{stroke:var(--ochre);color:var(--ochre)}.series-muted{stroke:var(--blue);color:var(--blue)}.series-dashed{stroke:var(--ink-soft);stroke-width:1.6px;stroke-dasharray:5 3;color:var(--ink-soft)}.series-primary{color:var(--green)}.line-chart figcaption{border-top:1px solid var(--line);color:var(--ink-soft);justify-content:space-between;gap:20px;padding-top:12px;font-size:.68rem;display:flex}.chart-readout{border-top:1px solid var(--line);min-height:42px;color:var(--ink-soft);align-items:center;gap:12px;margin-top:12px;padding-top:12px;font-size:.74rem;display:flex}.chart-readout i{background:currentColor;border-radius:50%;width:9px;height:9px}.chart-readout b{color:var(--ink);font-family:var(--serif);margin-left:auto;font-size:1.15rem;font-weight:500}.chart-legend{flex-wrap:wrap;justify-content:flex-end;gap:16px;display:flex}.chart-legend i{font-style:normal}.chart-legend i:before{content:"";background:currentColor;width:18px;height:2px;margin:0 6px 3px 0;display:inline-block}.scenario-callout{background:var(--sage-pale);grid-template-columns:1fr auto;gap:5px 22px;padding:24px;display:grid}.scenario-callout p,.scenario-callout strong{margin:0}.scenario-callout p{color:var(--ink-soft);font-size:.75rem}.scenario-callout strong{font-family:var(--serif);font-size:1.35rem;font-weight:500}.scenario-callout span{color:var(--ink-soft);grid-column:1/-1;font-size:.72rem}.assumptions,.data-table{border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-top:22px}.assumptions summary,.data-table summary{padding:15px 2px;font-size:.76rem;font-weight:700}.assumptions>div{color:var(--ink-soft);padding:0 0 18px;font-size:.78rem}.assumptions ul{margin:0;padding-left:20px}.assumptions li+li{margin-top:7px}.educational-note{color:var(--ink-soft);margin:24px 0 0;font-size:.75rem}.result-error,.result-pending{border:1px solid var(--line);background:var(--paper-deep);padding:42px}.result-error.support{background:var(--sage-pale)}.result-error h2,.result-pending h2{font-size:clamp(2rem,4vw,3.2rem)}.result-error p:not(.eyebrow),.result-pending p:not(.eyebrow){color:var(--ink-soft)}.allocation-table{border-top:1px solid var(--line);margin:30px 0}.result-explanation{border-left:3px solid var(--sage);background:var(--sage-pale);margin:26px 0;padding:24px}.result-explanation h3,.result-explanation p{margin:0}.result-explanation h3{margin-bottom:10px;font-size:1.35rem}.result-explanation p{color:var(--ink-soft);font-size:.86rem;line-height:1.55}.result-explanation p+p{margin-top:8px}.priority-comparison{border:1px solid var(--line);margin:28px 0}.priority-heading,.priority-row{border-bottom:1px solid var(--line);grid-template-columns:minmax(0,1.4fr) .55fr .75fr;align-items:center;gap:16px;padding:14px 16px;display:grid}.priority-heading{color:var(--ink-soft);letter-spacing:.08em;text-transform:uppercase;background:#fcfaf58c;font-size:.66rem;font-weight:700}.priority-row:last-child{border-bottom:0}.priority-row>span{flex-direction:column;display:flex}.priority-row b,.priority-row strong{font-size:.82rem}.priority-row small{color:var(--ink-soft);margin-top:3px;font-size:.66rem;line-height:1.35}.certainty-tag{border:1px solid var(--line);width:max-content;padding:3px 6px}.result-subheading{margin:36px 0 0;font-size:1.35rem}.debt-editor>section{border:1px solid var(--line);background:#fcfaf573;margin-top:20px;padding:18px}.debt-editor-heading{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:18px;padding-bottom:10px;display:flex}.debt-editor-heading strong{font-family:var(--serif);font-size:1rem;font-weight:500}.debt-editor-heading button,.add-row-button{color:var(--green);background:0 0;border:0;border-bottom:1px solid;padding:5px 0;font-size:.65rem;font-weight:700}.debt-editor .field{grid-template-columns:minmax(0,.9fr) minmax(118px,1.1fr);padding-block:8px}.add-row-button{margin-top:18px}.payoff-order{border-top:1px solid var(--line);margin:30px 0}.payoff-order h3{margin:22px 0 12px;font-size:1.35rem}.payoff-order>div{border-bottom:1px solid var(--line);grid-template-columns:32px minmax(0,1fr) auto;align-items:center;gap:14px;min-height:48px;display:grid}.payoff-order span{color:var(--green);font-size:.62rem;font-weight:700}.payoff-order strong,.payoff-order b{font-size:.75rem}.payoff-order b{color:var(--ink-soft);font-weight:500}.scenario-grid{border:1px solid var(--line);background:var(--line);grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;margin:30px 0;display:grid}.scenario-grid>div{background:var(--paper);flex-direction:column;justify-content:space-between;min-height:126px;padding:18px;display:flex}.scenario-grid span,.scenario-grid small{color:var(--ink-soft);font-size:.66rem;line-height:1.4}.scenario-grid strong{font-family:var(--serif);margin-block:12px;font-size:clamp(1.15rem,2vw,1.65rem);font-weight:500}.sensitivity-panel{border:1px solid var(--line);background:#fcfaf573;margin:32px 0;padding:28px}.sensitivity-panel h3{margin:6px 0 8px;font-size:clamp(1.45rem,2.5vw,2rem)}.sensitivity-panel>div:first-child>p:last-child{max-width:620px;color:var(--ink-soft);margin:0;font-size:.75rem}.sensitivity-scale{color:var(--ink-soft);text-transform:uppercase;grid-template-columns:1fr auto 1fr;gap:16px;margin:26px 0 8px;font-size:.6rem;font-weight:700;display:grid}.sensitivity-scale span:nth-child(2){text-align:center}.sensitivity-scale span:last-child{text-align:right}.sensitivity-row{border-top:1px solid var(--line);grid-template-columns:minmax(130px,.65fr) minmax(260px,1.35fr);align-items:center;gap:20px;padding:16px 0;display:grid}.sensitivity-row header{flex-direction:column;gap:4px;display:flex}.sensitivity-row header strong{font-size:.74rem}.sensitivity-row header small{color:var(--ink-soft);font-size:.62rem}.sensitivity-bars{background:var(--line);grid-template-columns:1fr 1fr;gap:1px;display:grid}.sensitivity-bars>span{background:var(--paper);align-items:center;min-height:36px;display:flex;position:relative;overflow:hidden}.sensitivity-bars i{opacity:.28;background:var(--ochre);height:100%;position:absolute;top:0}.sensitivity-lower{justify-content:flex-end}.sensitivity-lower i{right:0}.sensitivity-higher i{background:var(--green);left:0}.sensitivity-bars b{z-index:1;padding-inline:10px;font-size:.67rem}.formula-summary{border:1px solid var(--line);background:#fcfaf573;align-items:stretch;gap:10px;margin:26px 0;padding:18px;display:flex}.formula-summary>span{min-width:0;color:var(--ink);font-family:var(--serif);flex-direction:column;flex:1;justify-content:center;font-size:1.05rem;display:flex}.formula-summary>b{color:var(--ink-soft);align-self:center;font-weight:500}.formula-summary small{color:var(--ink-soft);font-family:var(--sans);margin-top:4px;font-size:.63rem;line-height:1.3}.comparison-note{color:var(--ink-soft);margin:-8px 0 28px;font-size:.78rem;line-height:1.55}.allocation-table>div{border-bottom:1px solid var(--line);grid-template-columns:1fr auto;align-items:center;gap:20px;padding:18px 0;display:grid}.allocation-table span{flex-direction:column;display:flex}.allocation-table strong{font-size:.85rem}.allocation-table small{color:var(--ink-soft);font-size:.68rem}.allocation-table b{font-family:var(--serif);font-size:1.4rem;font-weight:500}.cost-stack{border:1px solid var(--line);min-height:150px;margin:30px 0;display:flex;overflow:hidden}.cost-stack span{border-right:1px solid var(--line);background:var(--sage-pale);flex-direction:column;justify-content:space-between;min-width:120px;padding:18px;display:flex}.cost-stack span:nth-child(2){background:#eee1c9}.cost-stack span:nth-child(3){background:#dde7e8;border:0}.cost-stack i{font-size:.65rem;font-style:normal}.cost-stack b{font-family:var(--serif);font-size:1.25rem;font-weight:500}.target-grid{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:repeat(3,1fr);margin-top:24px;display:grid}.target-grid span{border-right:1px solid var(--line);border-bottom:1px solid var(--line);color:var(--ink-soft);flex-direction:column;padding:16px;font-size:.7rem;display:flex}.target-grid b{color:var(--ink);font-family:var(--serif);margin-top:8px;font-size:1.2rem;font-weight:500}.data-table>div{overflow-x:auto}.standalone-table{padding:20px 0 0}.standalone-table h3,.standalone-table>p{margin:0 0 8px}.standalone-table h3{font-size:1.35rem}.standalone-table>p{color:var(--ink-soft);font-size:.72rem}.data-table table{border-collapse:collapse;width:100%;font-size:.72rem}.data-table th,.data-table td{border:1px solid var(--line);text-align:left;white-space:nowrap;padding:11px 12px}.data-table th{background:#fcfaf580}.method-note{color:var(--paper);background:var(--green-dark);grid-column:1/-1;justify-content:space-between;align-items:end;gap:30px;margin-top:90px;padding:48px;display:flex}.method-note .eyebrow{color:var(--sage)}.method-note h2{max-width:650px;margin:0}.method-note .text-link{color:var(--paper);flex:none}.methodology-page{max-width:1060px;padding:70px 0 130px}.methodology-page>section{border-bottom:1px solid var(--line);padding:66px 0}.methodology-page>section>h2{max-width:720px}.methodology-page>section>p:not(.eyebrow),.methodology-page>section>ul{max-width:780px;color:var(--ink-soft)}.scope-grid{grid-template-columns:repeat(2,1fr);gap:80px;display:grid}.scope-grid ul,.methodology-page ul{padding-left:20px}.scope-grid li+li,.methodology-page li+li{margin-top:8px}.formula-grid{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:repeat(2,1fr);display:grid}.formula-grid article{border-right:1px solid var(--line);border-bottom:1px solid var(--line);min-height:220px;padding:28px}.formula-grid h3{font-size:1.3rem}.formula-grid code{overflow-wrap:anywhere;color:var(--green-dark);background:var(--sage-pale);margin:22px 0;padding:12px;font-size:.78rem;display:block}.formula-grid p{color:var(--ink-soft);font-size:.8rem}.method-sources{max-width:800px}.site-footer{color:var(--paper);background:#0e1d19;padding:72px 0 28px}.site-footer .brand{color:var(--paper)}.footer-lead{border-bottom:1px solid var(--line-light);justify-content:space-between;align-items:center;padding-bottom:50px;display:flex}.footer-lead p{color:#f5f1e8a6;font-family:var(--serif);margin:0;font-style:italic}.footer-grid{grid-template-columns:repeat(4,1fr);gap:40px;padding:54px 0 70px;display:grid}.footer-grid h2{color:var(--sage);font-family:var(--sans);letter-spacing:.13em;text-transform:uppercase;margin-bottom:20px;font-size:.68rem;font-weight:700}.footer-grid a{color:#f5f1e8d6;width:max-content;margin:9px 0;font-size:.8rem;text-decoration:none;display:block}.footer-base{border-top:1px solid var(--line-light);color:#f5f1e87a;justify-content:space-between;gap:80px;padding-top:26px;font-size:.68rem;display:flex}.footer-base p:first-child{max-width:760px}.concept-switcher{z-index:5;color:var(--paper);background:var(--green-dark);position:relative}.concept-switcher .shell{justify-content:flex-end;align-items:center;gap:8px;min-height:48px;display:flex}.concept-switcher span{color:#f5f1e8a3;letter-spacing:.08em;text-transform:uppercase;margin-right:12px;font-size:.64rem;font-weight:700}.concept-switcher a{border:1px solid var(--line-light);place-items:center;width:30px;height:30px;font-size:.64rem;font-weight:700;text-decoration:none;display:grid}.concept-switcher a.active{color:var(--green-dark);background:var(--paper)}.homepage-concept{overflow:hidden}.homepage-concept h1{margin-bottom:22px;font-size:clamp(3rem,6vw,5.5rem);line-height:.96}.homepage-concept h2{font-size:clamp(1.8rem,3.2vw,3rem)}.concept-trust{border-top:1px solid var(--line);border-bottom:1px solid var(--line);grid-template-columns:repeat(4,1fr);max-width:880px;margin-top:38px;display:grid}.concept-trust span{border-right:1px solid var(--line);color:var(--ink-soft);text-align:center;padding:12px 18px;font-size:.67rem;font-weight:700}.concept-trust span:first-child{padding-left:0}.concept-trust span:last-child{border-right:0;padding-right:0}.concept-trust.dark{border-color:var(--line-light)}.concept-trust.dark span{color:#f5f1e8bd;border-color:var(--line-light)}.concept-block-heading{border-bottom:1px solid var(--line);grid-template-columns:auto 1fr auto;align-items:start;gap:18px;min-height:84px;margin-bottom:32px;padding-bottom:22px;display:grid}.concept-block-heading>span{color:var(--green);letter-spacing:.08em;text-transform:uppercase;font-size:.65rem;font-weight:750}.concept-block-heading .eyebrow{margin-bottom:8px}.concept-block-heading h2{margin:0;font-size:clamp(1.65rem,2.4vw,2.25rem)}.concept-block-heading>a{color:var(--green);font-size:.67rem;font-weight:700;text-decoration:none}.concept-one-hero{border-bottom:1px solid var(--line);padding:60px 0 42px}.concept-one-hero .shell>p:not(.eyebrow){max-width:700px;color:var(--ink-soft);font-size:1.18rem}.concept-one-balance{background:var(--white)}.concept-balance-grid{border-left:1px solid var(--line);grid-template-columns:1.12fr .88fr;display:grid}.concept-balance-grid>div{border-right:1px solid var(--line);min-width:0;padding:44px}.concept-tab-list{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:repeat(5,minmax(0,1fr));display:grid}.concept-tab-list button{border:0;border-right:1px solid var(--line);border-bottom:1px solid var(--line);min-width:0;min-height:84px;color:var(--ink-soft);background:var(--paper);text-align:left;flex-direction:column;justify-content:space-between;align-items:flex-start;gap:10px;padding:12px;font-size:.61rem;font-weight:700;line-height:1.2;display:flex}.concept-tab-list button span{color:var(--green);font-size:.56rem}.concept-tab-list button[aria-selected=true]{color:var(--paper);background:var(--green-dark)}.concept-tab-list button[aria-selected=true] span{color:var(--sage)}.concept-tab-result{min-height:226px;color:var(--paper);background:var(--green-dark);grid-template-columns:1fr auto;align-items:end;gap:28px;padding:28px;display:grid}.concept-tab-result .eyebrow{color:var(--sage)}.concept-tab-result h3{max-width:520px;margin-bottom:12px;font-size:clamp(1.55rem,2.7vw,2.3rem)}.concept-tab-result p:not(.eyebrow){color:#f5f1e8ad;max-width:560px;margin:0;font-size:.74rem}.concept-tab-result>a{white-space:nowrap;color:var(--sage);font-size:.68rem;font-weight:700;text-decoration:none}.concept-article-list{border-top:1px solid var(--line)}.concept-article-list>a{border-bottom:1px solid var(--line);grid-template-columns:28px minmax(0,1fr) auto;align-items:start;gap:18px;min-height:146px;padding:22px 0;text-decoration:none;display:grid}.concept-article-list>a>span,.concept-article-list>a>i{color:var(--green);font-size:.62rem;font-style:normal;font-weight:700}.concept-article-list small{color:var(--green);letter-spacing:.06em;text-transform:uppercase;margin-bottom:8px;font-size:.58rem;font-weight:700;display:block}.concept-article-list strong{font-family:var(--serif);font-size:1.35rem;font-weight:500;line-height:1.2;display:block}.concept-article-list p{color:var(--ink-soft);margin:9px 0 0;font-size:.73rem;line-height:1.5}.concept-article-list.compact>a{align-items:center;min-height:102px;padding:16px 0}.concept-one-close{color:var(--paper);background:var(--green-dark)}.concept-one-close .shell{justify-content:space-between;align-items:center;gap:28px;min-height:96px;display:flex}.concept-one-close p{font-family:var(--serif);margin:0;font-size:1.2rem}.concept-one-close a{color:var(--sage);font-size:.72rem;font-weight:700}.concept-two-hero{border-bottom:1px solid var(--line);padding:72px 0 56px}.concept-two-hero-grid{grid-template-columns:1fr .88fr;align-items:end;gap:9vw;display:grid}.concept-two-hero h1{max-width:680px;margin-bottom:0}.concept-two-hero-grid>div:last-child>p{max-width:550px;color:var(--ink-soft);font-size:1.16rem}.concept-two-hero .concept-trust{grid-template-columns:repeat(2,1fr);margin-top:28px}.concept-two-hero .concept-trust span:nth-child(2){border-right:0}.concept-two-hero .concept-trust span:nth-child(-n+2){border-bottom:1px solid var(--line)}.concept-two-index{color:var(--paper);background:var(--green-dark);padding:66px 0 78px}.concept-two-section-heading{grid-template-columns:1.05fr .95fr;align-items:end;gap:8vw;margin-bottom:38px;display:grid}.concept-two-section-heading span{color:var(--sage);letter-spacing:.1em;text-transform:uppercase;font-size:.65rem;font-weight:750}.concept-two-section-heading h2{margin:14px 0 0}.concept-two-section-heading>p{color:#f5f1e8ad;margin-bottom:0;font-size:.8rem}.concept-calculator-index{border:1px solid var(--line-light);grid-template-columns:.82fr 1.18fr;display:grid}.concept-index-options{border-right:1px solid var(--line-light)}.concept-index-options button{border:0;border-bottom:1px solid var(--line-light);color:#f5f1e8b3;text-align:left;background:0 0;grid-template-columns:34px 1fr auto;align-items:center;gap:14px;width:100%;min-height:61px;padding:12px 16px;display:grid}.concept-index-options button:last-child{border-bottom:0}.concept-index-options button strong{font-family:var(--serif);font-size:1rem;font-weight:500}.concept-index-options button span,.concept-index-options button i{color:var(--sage);font-size:.6rem;font-style:normal}.concept-index-options button[aria-selected=true]{color:var(--ink);background:var(--paper)}.concept-index-options button[aria-selected=true] span,.concept-index-options button[aria-selected=true] i{color:var(--green)}.concept-index-result{min-height:306px;color:var(--ink);background:var(--paper);flex-direction:column;justify-content:center;align-items:flex-start;padding:42px;display:flex}.concept-index-result h3{max-width:600px;font-size:clamp(1.9rem,3.4vw,3rem)}.concept-index-result>p:not(.eyebrow){max-width:590px;color:var(--ink-soft);font-size:.82rem}.concept-index-result .button{margin-top:8px}.concept-two-education{background:var(--white);padding:72px 0 86px}.concept-two-education-grid{grid-template-columns:.78fr 1.22fr;gap:8vw;display:grid}.concept-two-education .concept-two-section-heading{align-self:start;display:block}.concept-two-education .concept-two-section-heading span{color:var(--green)}.concept-two-education .concept-two-section-heading a{color:var(--green);margin-top:22px;font-size:.7rem;font-weight:700;display:inline-block}.concept-three-hero{color:var(--paper);background:var(--green-dark);padding:72px 0 0}.concept-three-hero .eyebrow{color:var(--sage)}.concept-three-intro{max-width:920px}.concept-three-intro>p:last-child{color:#f5f1e8b3;max-width:650px;font-size:1.12rem}.concept-three-actions{gap:12px;margin-top:32px;display:flex}.concept-three-actions a{border:1px solid var(--line-light);justify-content:space-between;gap:20px;min-width:170px;padding:13px 16px;font-size:.72rem;font-weight:700;text-decoration:none;display:flex}.concept-three-hero .concept-trust{max-width:none;margin-top:54px}.concept-three-feature{background:var(--white)}.concept-three-feature-grid{border-left:1px solid var(--line);grid-template-columns:1fr 1fr;display:grid}.concept-three-feature-grid>*{border-right:1px solid var(--line);min-width:0;padding:48px}.concept-three-feature .concept-block-heading{grid-template-columns:1fr;gap:10px}.concept-calculator-select>label{color:var(--ink-soft);margin-bottom:8px;font-size:.67rem;font-weight:700;display:block}.concept-select-row{border:1px solid var(--line);grid-template-columns:1fr auto;display:grid}.concept-select-row select{min-width:0;min-height:56px;color:var(--ink);background:var(--paper);border:0;padding:0 16px;font-size:.78rem;font-weight:700}.concept-select-row a{min-width:90px;color:var(--paper);background:var(--green-dark);justify-content:space-between;align-items:center;gap:16px;padding:0 15px;font-size:.68rem;font-weight:700;text-decoration:none;display:flex}.concept-select-result{border:1px solid var(--line);background:var(--paper);border-top:0;min-height:154px;padding:24px}.concept-select-result span{color:var(--green);letter-spacing:.08em;text-transform:uppercase;font-size:.62rem;font-weight:750}.concept-select-result p{max-width:510px;font-family:var(--serif);margin:12px 0 0;font-size:1.25rem;line-height:1.4}.concept-three-article{background:var(--sage-pale)}.concept-three-article>.eyebrow{margin-bottom:16px}.concept-three-article>h3{margin-bottom:18px;font-size:clamp(1.8rem,3.2vw,2.7rem)}.concept-three-article>p:not(.eyebrow){color:var(--ink-soft);font-size:.82rem}.concept-three-article>a{color:var(--green);margin-top:12px;font-size:.7rem;font-weight:700;display:inline-block}.concept-three-more{border-top:1px solid var(--line);padding:72px 0 88px}.concept-three-more>.shell{grid-template-columns:.7fr 1.3fr;gap:8vw;display:grid}.concept-topic-directory{border-top:1px solid var(--line)}.concept-topic-directory>a{border-bottom:1px solid var(--line);grid-template-columns:110px minmax(0,1fr) auto auto;align-items:center;gap:18px;min-height:92px;padding:17px 0;text-decoration:none;display:grid}.concept-topic-directory span,.concept-topic-directory small,.concept-topic-directory i{color:var(--green);font-size:.62rem;font-style:normal;font-weight:700}.concept-topic-directory strong{font-family:var(--serif);font-size:1.1rem;font-weight:500;line-height:1.2}.concept-topic-directory.quiet>a{grid-template-columns:110px minmax(0,1fr) auto}.concept-topic-directory.quiet small{display:none}.concept-evidence{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:minmax(0,1.35fr) repeat(2,minmax(220px,.65fr));display:grid}.concept-evidence>div{border-right:1px solid var(--line);border-bottom:1px solid var(--line);min-height:340px;padding:34px}.concept-evidence-mission{flex-direction:column;align-items:flex-start;display:flex}.concept-evidence-mission h2{max-width:600px;margin-bottom:16px;font-size:clamp(2rem,3.6vw,3.5rem)}.concept-evidence-mission>p:not(.eyebrow){max-width:610px;color:var(--ink-soft);font-size:.82rem}.concept-evidence-mission>a,.concept-evidence-stat>a{color:var(--green);margin-top:auto;font-size:.67rem;font-weight:700}.concept-evidence-stat{flex-direction:column;display:flex}.concept-evidence-stat>strong{font-family:var(--serif);letter-spacing:-.06em;font-size:clamp(3.4rem,6vw,5.4rem);font-weight:500;line-height:.9}.concept-evidence-stat>p{color:var(--ink-soft);margin-top:26px;font-size:.77rem;line-height:1.55}.concept-evidence.dark,.concept-evidence.dark>div{border-color:var(--line-light)}.concept-evidence.dark .eyebrow,.concept-evidence.dark .concept-evidence-mission>a,.concept-evidence.dark .concept-evidence-stat>a{color:var(--sage)}.concept-evidence.dark .concept-evidence-mission>p:not(.eyebrow),.concept-evidence.dark .concept-evidence-stat>p{color:#f5f1e8ad}.concept-four-hero{background:var(--paper);padding:54px 0 48px}.concept-four-hero>.shell{grid-template-columns:minmax(0,.9fr) minmax(420px,1.1fr);align-items:end;gap:clamp(50px,8vw,120px);display:grid}.concept-four-heading h1{font-size:clamp(3.1rem,5vw,4.7rem)}.concept-four-heading>p:last-child{max-width:590px;color:var(--ink-soft);margin-bottom:0;font-size:.98rem}.concept-four-doors{border-top:1px solid var(--line)}.concept-four-doors>a{border-bottom:1px solid var(--line);grid-template-columns:110px minmax(0,1fr) auto;align-items:center;gap:20px;min-height:108px;text-decoration:none;display:grid}.concept-four-doors span,.concept-four-doors i{color:var(--green);letter-spacing:.08em;text-transform:uppercase;font-size:.67rem;font-style:normal;font-weight:750}.concept-four-doors strong{font-family:var(--serif);font-size:1.45rem;font-weight:500;line-height:1.2}.concept-four-trust{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--white)}.concept-four-trust .concept-trust{border:0;max-width:none;margin-top:0}.concept-four-trust .concept-trust span{place-items:center;min-height:62px;display:grid}.concept-four-work{background:var(--white)}.concept-four-work-grid{border-left:1px solid var(--line);grid-template-columns:1fr 1fr;display:grid}.concept-four-panel{border-right:1px solid var(--line);min-width:0;padding:50px}.concept-four-panel-heading{min-height:190px}.concept-four-panel-heading h2{margin-bottom:14px;font-size:clamp(2rem,3vw,3rem)}.concept-four-panel-heading>p:last-child{max-width:520px;color:var(--ink-soft);font-size:.78rem}.concept-four-panel .concept-select-result{min-height:142px}.concept-four-panel .concept-topic-directory>a{grid-template-columns:95px minmax(0,1fr) auto;min-height:87px}.concept-four-panel .concept-topic-directory small{display:none}.concept-four-all-link{color:var(--green);margin-top:26px;font-size:.7rem;font-weight:700;display:inline-block}.concept-four-mission{border-top:1px solid var(--line);background:var(--paper);padding:70px 0 82px}.concept-five-intro{background:var(--white);padding:68px 0 58px}.concept-five-intro-grid{grid-template-columns:minmax(0,1.2fr) minmax(340px,.8fr);align-items:end;gap:9vw;display:grid}.concept-five-intro h1{max-width:800px;margin:0;font-size:clamp(3.2rem,5.8vw,5.5rem)}.concept-five-intro-grid>div:last-child>p{max-width:520px;color:var(--ink-soft);font-size:1rem}.concept-five-entry{gap:10px;margin-top:28px;display:flex}.concept-five-entry a{border:1px solid var(--line);min-width:160px;color:var(--green);justify-content:space-between;padding:12px 14px;font-size:.69rem;font-weight:700;text-decoration:none;display:flex}.concept-five-trust{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--paper)}.concept-five-trust .shell{grid-template-columns:90px 180px minmax(0,1fr);align-items:center;gap:26px;min-height:74px;display:grid}.concept-five-trust span,.concept-five-section-head>span{color:var(--green);letter-spacing:.09em;text-transform:uppercase;font-size:.62rem;font-weight:750}.concept-five-trust strong{font-family:var(--serif);font-size:1.05rem;font-weight:500}.concept-five-trust p{color:var(--ink-soft);margin:0;font-size:.72rem}.concept-five-tools,.concept-five-learning,.concept-five-purpose{padding:66px 0 80px}.concept-five-tools{color:var(--paper);background:var(--green-dark)}.concept-five-learning{background:var(--white)}.concept-five-section-head{grid-template-columns:150px minmax(0,1fr) auto;align-items:start;gap:36px;margin-bottom:40px;display:grid}.concept-five-section-head h2{max-width:700px;margin-bottom:12px;font-size:clamp(2rem,3.4vw,3.3rem)}.concept-five-section-head p{max-width:660px;color:var(--ink-soft);margin:0;font-size:.78rem}.concept-five-section-head>a{color:var(--green);font-size:.67rem;font-weight:700}.concept-five-tools .concept-five-section-head>span,.concept-five-tools .concept-five-section-head>a,.concept-five-purpose .concept-five-section-head>span,.concept-five-purpose .concept-five-section-head>a{color:var(--sage)}.concept-five-tools .concept-five-section-head p,.concept-five-purpose .concept-five-section-head p{color:#f5f1e8ad}.concept-five-tools .concept-calculator-index{background:var(--green-dark)}.concept-five-learning .concept-topic-directory{border-left:1px solid var(--line);grid-template-columns:repeat(4,1fr);display:grid}.concept-five-learning .concept-topic-directory>a{border-right:1px solid var(--line);flex-direction:column;align-items:flex-start;min-height:260px;padding:28px;display:flex}.concept-five-learning .concept-topic-directory strong{margin-top:54px;font-size:1.42rem}.concept-five-learning .concept-topic-directory i{align-self:flex-end;margin-top:auto}.concept-five-purpose{color:var(--paper);background:#102f27}.concept-five-purpose .concept-evidence-mission h2{font-size:clamp(1.8rem,3vw,2.8rem)}.concept-six-hero{color:var(--ink);background:var(--sage-pale);padding:68px 0 72px}.concept-six-hero-grid{grid-template-columns:minmax(0,1.18fr) minmax(360px,.82fr);align-items:center;gap:clamp(64px,9vw,140px);display:grid}.concept-six-hero .eyebrow{color:var(--green)}.concept-six-statement h1{max-width:800px;font-size:clamp(3rem,5.1vw,4.8rem)}.concept-six-statement>p:not(.eyebrow){max-width:640px;color:var(--ink-soft);font-size:1rem}.concept-six-statement>a{color:var(--green);margin-top:12px;font-size:.7rem;font-weight:700;display:inline-block}.concept-six-proof{border-left:1px solid var(--line);padding-left:34px}.concept-six-proof>p{color:var(--ink-soft);font-size:.8rem}.concept-six-proof>div{gap:10px;margin-top:18px;display:grid}.concept-six-proof a{color:var(--paper);background:var(--green-dark);grid-template-columns:118px minmax(0,1fr) auto;align-items:center;gap:18px;padding:22px 24px;text-decoration:none;transition:background .16s;display:grid}.concept-six-proof a:hover{background:#102f27}.concept-six-proof strong{font-family:var(--serif);letter-spacing:-.05em;font-size:2.9rem;font-weight:500}.concept-six-proof span{color:#f5f1e8c2;font-size:.72rem;line-height:1.4}.concept-six-proof small{color:var(--sage);font-size:.6rem;font-weight:700}.future-home-feature{color:var(--paper);background:var(--green-dark);padding:76px 0}.future-home-feature-grid{grid-template-columns:minmax(300px,.78fr) minmax(0,1.22fr);align-items:center;gap:clamp(54px,8vw,120px);display:grid}.future-home-copy .eyebrow{color:var(--sage)}.future-home-copy h2{max-width:600px;margin-bottom:18px;font-size:clamp(2.4rem,4.2vw,4.2rem)}.future-home-copy>p:not(.eyebrow){color:#f5f1e8b8;max-width:570px;font-size:.86rem}.future-home-copy ul{border-top:1px solid #f5f1e82e;margin:27px 0 30px;padding:0;list-style:none}.future-home-copy li{color:#f5f1e8c2;border-bottom:1px solid #f5f1e82e;padding:10px 0;font-size:.7rem}.future-home-copy li:before{color:var(--sage);content:"↗";margin-right:10px}.future-home-cta{max-width:360px;color:var(--ink);background:var(--sage);justify-content:space-between;gap:28px;padding:14px 16px;font-size:.72rem;font-weight:750;text-decoration:none;transition:background .16s;display:flex}.future-home-cta:hover{background:var(--paper)}.future-home-preview{min-width:0;color:var(--ink);background:var(--paper);padding:26px;box-shadow:0 22px 60px #0003}.future-home-preview-top,.future-home-preview-tabs,.future-home-preview-key{align-items:center;display:flex}.future-home-preview-top{border-bottom:1px solid var(--line);justify-content:space-between;gap:20px;padding-bottom:16px}.future-home-preview-top span{color:var(--ink-soft);letter-spacing:.08em;text-transform:uppercase;font-size:.64rem;font-weight:700}.future-home-preview-top strong{font-family:var(--serif);font-size:1.05rem;font-weight:500}.future-home-preview-tabs{border:1px solid var(--line);margin:16px 0 10px}.future-home-preview-tabs span{border-right:1px solid var(--line);color:var(--ink-soft);text-align:center;flex:1;padding:8px;font-size:.6rem;font-weight:700}.future-home-preview-tabs span:last-child{border-right:0}.future-home-preview-tabs .active{color:var(--paper);background:var(--green)}.future-home-preview svg{width:100%;height:290px;overflow:visible}.future-home-preview svg>line:not(.event-line):not(.retirement-line){stroke:#12211d24;stroke-width:.35px;stroke-dasharray:1.5 2}.future-home-preview svg path.cash{fill:#a9bca9c7}.future-home-preview svg path.investments{fill:#285b48db}.future-home-preview svg path.pension{fill:#7898a0c7}.future-home-preview .event-line{stroke:var(--clay);stroke-width:.55px;stroke-dasharray:1 1}.future-home-preview .event-dot{fill:var(--clay)}.future-home-preview .retirement-line{stroke:var(--ochre);stroke-width:.65px;stroke-dasharray:2 1.5}.future-home-preview text{fill:var(--ink-soft);font-family:var(--sans);font-size:2.4px}.future-home-preview-key{flex-wrap:wrap;gap:15px;margin-top:11px}.future-home-preview-key span,.future-home-event{color:var(--ink-soft);font-size:.62rem}.future-home-preview-key i,.future-home-event i{border-radius:50%;width:8px;height:8px;margin-right:6px;display:inline-block}.future-home-preview-key i.cash{background:var(--sage)}.future-home-preview-key i.investments{background:var(--green)}.future-home-preview-key i.pension{background:var(--blue)}.future-home-event{border-top:1px solid var(--line);margin-top:14px;padding-top:12px}.future-home-event i{background:var(--clay)}.concept-six-start{background:var(--paper);padding:66px 0 84px}.concept-six-start-heading{max-width:680px;margin-bottom:38px}.concept-six-start-heading h2{margin:0;font-size:clamp(2.1rem,3.5vw,3.5rem)}.concept-six-paths{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:1fr 1fr;display:grid}.concept-six-path{border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--white);flex-direction:column;min-width:0;padding:42px;display:flex}.concept-six-path.education{background:var(--sage-pale)}.concept-six-path>div:first-child{min-height:230px}.concept-six-path>div:first-child>span{color:var(--green);letter-spacing:.1em;text-transform:uppercase;font-size:.64rem;font-weight:750}.concept-six-path h3{max-width:540px;margin:22px 0 14px;font-size:clamp(2rem,3.4vw,3.2rem)}.concept-six-path>div:first-child>p{max-width:560px;color:var(--ink-soft);font-size:.78rem}.concept-six-tool-links{border-top:1px solid var(--line)}.concept-six-tool-links>a{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:20px;min-height:52px;text-decoration:none;display:flex}.concept-six-tool-links strong{font-family:var(--serif);font-size:.95rem;font-weight:500}.concept-six-tool-links i{color:var(--green);font-size:.64rem;font-style:normal}.concept-six-path .concept-topic-directory>a{grid-template-columns:92px minmax(0,1fr) auto;min-height:65px}.concept-six-path .concept-topic-directory strong{font-size:.95rem}.concept-six-path-all{border-top:1px solid var(--line);color:var(--green);justify-content:space-between;gap:20px;margin-top:28px;padding-top:18px;font-size:.7rem;font-weight:700;text-decoration:none;display:flex}.concept-six-trust{color:var(--ink);border-top:1px solid var(--line);background:var(--paper-deep);padding:60px 0 66px}.concept-six-trust>.shell{grid-template-columns:minmax(260px,.8fr) minmax(0,1.4fr) auto;align-items:end;gap:44px;display:grid}.concept-six-trust .eyebrow{color:var(--green)}.concept-six-trust h2{margin:0;font-size:clamp(1.8rem,3vw,2.8rem)}.concept-six-trust .concept-trust{margin:0}.concept-six-trust>.shell>a{color:var(--green);font-size:.67rem;font-weight:700}.future-planner{grid-template-columns:minmax(330px,.72fr) minmax(0,1.48fr);align-items:start;padding:64px 0 110px;display:grid}.future-inputs{border-right:1px solid var(--line);min-width:0;padding-right:46px}.future-input-intro{color:var(--ink-soft);margin:-8px 0 28px;font-size:.78rem}.future-refine{border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-top:26px}.future-refine>summary{color:var(--green);padding:18px 2px;font-size:.78rem;font-weight:750}.future-refine[open]>summary{border-bottom:1px solid var(--line)}.future-refine .input-group:first-of-type{border-top:0}.future-home-intro{padding:18px 0 4px}.future-home-toggle{color:var(--ink);cursor:pointer;grid-template-columns:auto minmax(0,1fr);align-items:start;gap:12px;display:grid}.future-home-toggle.compact{border:1px solid var(--line);background:var(--sage-pale);margin:4px 0 20px;padding:16px}.future-home-toggle input{width:17px;height:17px;accent-color:var(--green);margin-top:2px}.future-home-toggle span,.future-home-toggle strong,.future-home-toggle small{display:block}.future-home-toggle strong{font-size:.75rem}.future-home-toggle small{color:var(--ink-soft);margin-top:4px;font-size:.66rem;line-height:1.45}.future-mortgage-readout{border:1px solid var(--line);background:var(--sage-pale);margin:0 0 8px;padding:18px}.future-mortgage-readout>span,.future-mortgage-readout>strong,.future-mortgage-readout>p{display:block}.future-mortgage-readout>span{color:var(--ink-soft);font-size:.66rem}.future-mortgage-readout>strong{font-family:var(--serif);margin-top:5px;font-size:1.55rem;font-weight:500}.future-mortgage-readout>strong small{color:var(--ink-soft);font-family:var(--sans);font-size:.64rem}.future-mortgage-readout>p{color:var(--ink-soft);margin:8px 0 0;font-size:.64rem}.future-section-heading{justify-content:space-between;align-items:flex-end;gap:20px;display:flex}.future-section-heading .eyebrow{margin-bottom:7px}.future-section-heading h3{margin:0;font-size:1.35rem}.future-section-heading>button,.future-event-card-heading button,.future-storage button,.future-compare-strip>button{border:1px solid var(--line);color:var(--green);background:0 0;padding:7px 9px;font-size:.66rem;font-weight:750}.future-section-heading>button:disabled,.future-storage button:disabled{cursor:not-allowed;opacity:.45}.future-event-editor{border-top:1px solid var(--line);margin-top:34px;padding-top:28px}.future-empty-state{color:var(--ink-soft);margin:18px 0 0;font-size:.73rem}.future-event-list{gap:12px;margin-top:18px;display:grid}.future-event-list article{border:1px solid var(--line);background:#fcfaf573;padding:15px}.future-event-card-heading{align-items:center;gap:10px;margin-bottom:10px;display:flex}.future-event-card-heading input{border:0;border-bottom:1px solid var(--line);width:100%;min-width:0;color:var(--ink);font-family:var(--serif);background:0 0;padding:5px 0;font-size:1rem}.future-event-card-heading button{border:0;border-bottom:1px solid var(--line);color:var(--ink-soft);padding:3px 0}.future-event-list article>label{color:var(--ink-soft);grid-template-columns:minmax(0,1fr) minmax(120px,.8fr);align-items:center;gap:12px;padding:7px 0;font-size:.68rem;display:grid}.future-event-list select,.future-compact-input{border:1px solid var(--line);background:var(--white);min-width:0}.future-event-list select{width:100%;color:var(--ink);padding:7px}.future-compact-input{align-items:center;display:flex}.future-compact-input i{padding-left:8px;font-style:normal}.future-compact-input input{text-align:right;background:0 0;border:0;width:100%;min-width:0;padding:7px}.future-event-age{border-top:1px solid var(--line);margin-top:8px;padding-top:10px}.future-event-age label{color:var(--ink-soft);justify-content:space-between;font-size:.68rem;display:flex}.future-event-age input{margin-top:4px}.future-event-warning{color:#7f3d2b;margin:7px 0 0;font-size:.64rem}.future-storage{border:1px solid var(--line);background:var(--sage-pale);margin-top:34px;padding:24px}.future-storage .eyebrow{margin-bottom:7px}.future-storage h3{margin-bottom:15px;font-size:1.25rem}.future-storage>div{flex-wrap:wrap;gap:7px;display:flex}.future-storage button{background:#fcfaf580}.future-storage .danger{color:#7f3d2b}.future-storage>p:last-child{color:var(--ink-soft);margin:13px 0 0;font-size:.68rem}.future-results{min-width:0;padding-left:54px}.future-result-topline,.future-chart-heading{justify-content:space-between;align-items:flex-end;gap:28px;display:flex}.future-result-topline h2{max-width:660px;margin-bottom:0;font-size:clamp(2.2rem,4vw,3.6rem)}.future-money-toggle{border:1px solid var(--line);background:var(--white);flex:none;padding:3px;display:flex}.future-money-toggle button,.future-scenario-tabs button,.future-series-toggles button{color:var(--ink-soft);background:0 0;border:0}.future-money-toggle button{padding:8px 11px;font-size:.68rem;font-weight:700}.future-money-toggle button[aria-pressed=true]{color:var(--paper);background:var(--green-dark)}.future-scenario-tabs{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:repeat(3,minmax(0,1fr));margin:34px 0 0;display:grid}.future-scenario-tabs button{border-right:1px solid var(--line);border-bottom:1px solid var(--line);text-align:left;min-height:82px;padding:15px}.future-scenario-tabs button strong,.future-scenario-tabs button span{display:block}.future-scenario-tabs button strong{color:var(--ink);font-family:var(--serif);font-size:1rem;font-weight:500}.future-scenario-tabs button span{margin-top:4px;font-size:.62rem;line-height:1.35}.future-scenario-tabs button[aria-pressed=true]{background:var(--sage-pale);box-shadow:inset 0 3px var(--green)}.future-headlines{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:repeat(3,minmax(0,1fr));margin:26px 0 42px;display:grid}.future-headlines article{border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:#fcfaf561;flex-direction:column;justify-content:space-between;min-height:126px;padding:17px;display:flex}.future-headlines article.warning{background:#b77d6821}.future-headlines span,.future-headlines small{color:var(--ink-soft);font-size:.64rem}.future-headlines strong{font-family:var(--serif);margin:10px 0 4px;font-size:clamp(1.25rem,2vw,1.75rem);font-weight:500;line-height:1.05}.future-experiments{border:1px solid var(--line);background:#e3e9df94;margin:0 0 42px;padding:24px}.future-stress-buttons{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:repeat(4,minmax(0,1fr));margin-top:18px;display:grid}.future-stress-buttons button{border:0;border-right:1px solid var(--line);border-bottom:1px solid var(--line);min-height:48px;color:var(--ink-soft);background:#fcfaf56b;padding:8px;font-size:.65rem;font-weight:700}.future-stress-buttons button[aria-pressed=true]{color:var(--paper);background:var(--green-dark)}.future-stress-controls{border-top:1px solid var(--line);grid-template-columns:repeat(2,minmax(0,1fr));gap:0 24px;margin-top:18px;padding-top:8px;display:grid}.future-experiment-result{border-top:1px solid var(--line);grid-column:1/-1;grid-template-columns:1fr auto;align-items:end;gap:2px 20px;margin-top:12px;padding-top:15px;display:grid}.future-experiment-result span,.future-experiment-result small{color:var(--ink-soft);font-size:.67rem}.future-experiment-result strong{font-family:var(--serif);grid-area:1/2/3;font-size:1.35rem;font-weight:500}.future-compare-strip{border:1px solid var(--line);background:#fcfaf559;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:12px 22px;margin-bottom:14px;padding:15px;display:grid}.future-compare-strip>div:first-child{flex-direction:column;display:flex}.future-compare-strip>div:first-child strong{font-size:.76rem}.future-compare-strip>div:first-child span{color:var(--ink-soft);font-size:.66rem}.future-compare-strip>button[aria-pressed=true]{color:var(--paper);background:var(--green-dark)}.future-compare-strip .range-field{border-top:1px solid var(--line);grid-column:1/-1;padding:8px 0 0}.future-comparison-result{color:var(--ink-soft);grid-column:1/-1;justify-content:space-between;align-items:baseline;font-size:.67rem;display:flex}.future-comparison-result strong{color:var(--ink);font-family:var(--serif);font-size:1.15rem;font-weight:500}.future-chart-heading{margin-bottom:15px}.future-chart-heading .eyebrow,.future-year-inspector .eyebrow{margin-bottom:7px}.future-chart-heading h3,.future-year-inspector h3{margin:0;font-size:1.55rem}.future-series-toggles{flex-wrap:wrap;justify-content:flex-end;gap:8px;display:flex}.future-series-toggles button{--key:var(--sage);border:1px solid var(--line);padding:6px 9px;font-size:.64rem;font-weight:700}.future-series-toggles button:before{background:var(--key);content:"";border-radius:50%;width:8px;height:8px;margin-right:6px;display:inline-block}.future-series-toggles button[aria-pressed=false]{opacity:.45;text-decoration:line-through}.future-key-cash,.future-series-toggles .future-key-cash{--key:var(--sage)}.future-key-investments,.future-series-toggles .future-key-investments{--key:var(--green)}.future-key-pension,.future-series-toggles .future-key-pension{--key:var(--blue)}.future-chart{border:1px solid var(--line);background:#fcfaf57a;margin:0;padding:18px 18px 14px}.future-chart svg{width:100%;height:330px;overflow:visible}.future-chart-grid{stroke:#12211d21;stroke-width:.35px;stroke-dasharray:1.7 2}.future-area{stroke:#12211d4d;stroke-width:.25px;vector-effect:non-scaling-stroke}.future-area-cash{fill:#a9bca9b8}.future-area-investments{fill:#285b48d1}.future-area-pension{fill:#7898a0b8}.future-comparison-line{fill:none;stroke:var(--ochre);stroke-width:2px;stroke-dasharray:6 4;stroke-linecap:round;stroke-linejoin:round}.future-event-marker line{stroke:var(--clay);stroke-width:.6px;vector-effect:non-scaling-stroke}.future-event-marker circle{fill:var(--clay);stroke:var(--paper);stroke-width:.35px}.future-selected-line{stroke:var(--ink);stroke-width:.55px;stroke-dasharray:1.6 1.6;vector-effect:non-scaling-stroke}.future-selected-point{fill:var(--ink);stroke:var(--paper);stroke-width:.5px}.future-chart-tick{fill:var(--ink-soft);font-family:var(--sans);letter-spacing:0;font-size:2.7px}.future-chart-scrubber{border-top:1px solid var(--line);grid-template-columns:auto minmax(160px,1fr);align-items:center;gap:20px;margin-top:12px;padding-top:13px;display:grid}.future-chart-scrubber label{color:var(--ink-soft);font-size:.7rem}.future-chart-scrubber label strong{color:var(--ink)}.future-chart figcaption{color:var(--ink-soft);justify-content:space-between;align-items:baseline;gap:18px;margin-top:11px;font-size:.67rem;display:flex}.future-chart figcaption strong{color:var(--ink);font-family:var(--serif);font-size:1.2rem;font-weight:500}.future-event-tags{flex-wrap:wrap;gap:7px;margin-top:10px;display:flex}.future-event-tags button{border:1px solid var(--line);color:var(--ink-soft);background:0 0;padding:5px 7px;font-size:.62rem}.future-event-tags i{background:var(--clay);border-radius:50%;width:7px;height:7px;margin-right:5px;display:inline-block}.future-home-chart{border:1px solid var(--line);background:#e3e9df94;margin-top:28px;padding:24px}.future-home-chart-heading{justify-content:space-between;align-items:end;gap:24px;display:flex}.future-home-chart-heading .eyebrow{margin-bottom:7px}.future-home-chart-heading h3{margin:0;font-size:1.55rem}.future-home-chart-heading>span{max-width:180px;color:var(--ink-soft);text-align:right;font-size:.64rem}.future-home-chart svg{width:100%;height:220px;margin-top:20px;overflow:visible}.future-property-line,.future-mortgage-line{fill:none;stroke-width:2.2px;stroke-linecap:round;stroke-linejoin:round}.future-property-line{stroke:var(--green)}.future-mortgage-line{stroke:var(--clay)}.future-property-point{fill:var(--green)}.future-mortgage-point{fill:var(--clay)}.future-home-chart-key{gap:16px;margin-top:7px;display:flex}.future-home-chart-key span{color:var(--ink-soft);font-size:.63rem}.future-home-chart-key i{border-radius:50%;width:8px;height:8px;margin-right:6px;display:inline-block}.future-home-chart-key i.property{background:var(--green)}.future-home-chart-key i.mortgage{background:var(--clay)}.future-home-values{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:repeat(4,minmax(0,1fr));margin-top:18px;display:grid}.future-home-values article{border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:#fcfaf55c;min-width:0;padding:12px}.future-home-values span,.future-home-values strong{display:block}.future-home-values span{color:var(--ink-soft);font-size:.61rem}.future-home-values strong{font-family:var(--serif);overflow-wrap:anywhere;margin-top:5px;font-size:.94rem;font-weight:500}.future-home-chart>p{color:var(--ink-soft);margin:14px 0 0;font-size:.65rem}.future-year-inspector{border:1px solid var(--line);background:var(--sage-pale);grid-template-columns:150px minmax(0,1fr);gap:28px;margin-top:28px;padding:24px;display:grid}.future-year-inspector>div:first-child>span{color:var(--ink-soft);font-size:.67rem}.future-breakdown article{grid-template-columns:82px minmax(70px,1fr) auto;align-items:center;gap:13px;padding:7px 0;display:grid}.future-breakdown article>span{font-size:.68rem;font-weight:700}.future-breakdown article>div{background:#12211d1a;height:7px;overflow:hidden}.future-breakdown article i{background:var(--key);height:100%;display:block}.future-breakdown article strong{min-width:84px;font-family:var(--serif);text-align:right;font-size:.9rem;font-weight:500}.future-flow-summary{border-top:1px solid var(--line);grid-column:1/-1;grid-template-columns:repeat(3,minmax(0,1fr));margin-top:8px;display:grid}.future-flow-summary.with-home{grid-template-columns:repeat(4,minmax(0,1fr))}.future-flow-summary span{color:var(--ink-soft);flex-direction:column;padding:13px 13px 0 0;font-size:.63rem;display:flex}.future-flow-summary strong{color:var(--ink);font-family:var(--serif);margin-top:3px;font-size:1rem;font-weight:500}.future-assumptions{margin-top:28px}.future-method-note{grid-column:1/-1;margin-top:64px}@media (width<=1050px){.desktop-nav{gap:28px}.compact-home-hero{grid-template-columns:minmax(0,1fr) 350px;gap:36px}.compact-home-hero h1{font-size:clamp(3rem,5.2vw,4.2rem)}.decision-finder-heading span{display:none}.steps-grid,.status-grid{grid-template-columns:repeat(2,1fr)}.home-calculator-grid,.directory-grid,.learning-theme-grid,.article-card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.learn-method-note{grid-template-columns:.8fr 1.2fr}.learn-method-note .text-link{grid-column:2}.article-layout{grid-template-columns:210px minmax(0,720px);gap:46px}.calculator-page{grid-template-columns:minmax(290px,.8fr) minmax(0,1.2fr)}.input-panel{padding-right:34px}.results-panel{padding-left:38px}.future-planner{grid-template-columns:minmax(300px,.7fr) minmax(0,1.3fr)}.future-inputs{padding-right:32px}.future-results{padding-left:36px}.future-result-topline{display:block}.future-money-toggle{width:max-content;margin-top:20px}}@media (width<=800px){:root{--shell:min(100% - 34px, 680px)}h1{font-size:clamp(3rem,15vw,5rem)}.desktop-nav{display:none}.mobile-menu{display:block;position:relative}.mobile-menu summary{font-size:.8rem;font-weight:700;list-style:none}.mobile-menu summary::-webkit-details-marker{display:none}.mobile-menu nav{border:1px solid var(--line);background:var(--white);width:210px;box-shadow:var(--shadow);padding:12px;position:absolute;top:38px;right:0}.mobile-menu nav a{padding:11px;text-decoration:none;display:block}.home-hero{padding-top:48px}.compact-home-hero h1{font-size:clamp(2.75rem,12vw,4rem)}.compact-home-hero,.home-learn-grid{grid-template-columns:1fr}.decision-finder{display:none}.home-learn-grid{gap:42px}.home-learn-intro{max-width:600px}.learning-theme-grid{grid-template-columns:1fr}.learning-theme{min-height:300px}.featured-article-grid,.article-card-grid,.learn-topic-grid{grid-template-columns:1fr}.article-card,.article-card.featured{min-height:340px;padding:28px}.learn-method-note{grid-template-columns:1fr;gap:20px}.learn-method-note .text-link{grid-column:1}.article-hero{padding:42px 0 48px}.article-hero h1{font-size:clamp(2.45rem,10vw,4rem)}.article-layout{grid-template-columns:1fr;gap:46px;padding-top:48px}.article-aside{position:static}.article-aside .eyebrow,.article-aside ol{display:none}.article-calculator-link{max-width:360px}.article-body>section+section,.article-intro+section{margin-top:58px;padding-top:56px}.article-table{min-width:560px}.hero-grid{grid-template-columns:1fr}.hero-figure{min-height:340px}.trust-line{grid-template-columns:repeat(2,1fr);padding:14px 0}.trust-line span{border-bottom:1px solid var(--line);padding:11px}.trust-line span:nth-child(2){border-right:0}.trust-line span:nth-child(3),.trust-line span:nth-child(4){border-bottom:0}.section{padding:86px 0}.section-heading.split,.method-grid,.mission-grid,.prose-page>section{grid-template-columns:1fr}.section-heading.split{gap:24px}.calculator-grid{grid-template-columns:1fr}.calculator-card:first-child{grid-column:auto;min-height:420px;display:flex}.calculator-card:first-child .card-index{display:flex}.method-intro{position:static}.mission-grid .text-link{grid-column:1}.page-hero{padding:84px 0 70px}.steps-grid,.status-grid{grid-template-columns:1fr}.steps-grid .principle{min-height:230px}.prose-page{padding-top:50px;padding-bottom:90px}.prose-page>section{gap:0;padding:48px 0}.prose-page section>h2,.prose-page section>.eyebrow,.prose-page section>p:not(.eyebrow),.prose-page section>div,.prose-page section>ul{grid-column:1}.glossary-list{columns:1}.calculator-hero{padding-top:68px}.calculator-hero:before{top:0}.journey{grid-template-columns:1fr}.journey span{border-right:0;border-bottom:1px solid var(--line);min-height:54px}.calculator-page{grid-template-columns:1fr;padding-top:54px}.future-planner{grid-template-columns:1fr;padding-top:50px}.future-inputs{border-right:0;border-bottom:1px solid var(--line);padding:0 0 52px}.future-results{padding:52px 0 0}.future-stress-buttons{grid-template-columns:repeat(2,minmax(0,1fr))}.future-chart-heading{flex-direction:column;align-items:flex-start}.future-series-toggles{justify-content:flex-start}.future-home-values{grid-template-columns:repeat(2,minmax(0,1fr))}.future-method-note{margin-top:52px}.input-panel{border-right:0;border-bottom:1px solid var(--line);padding-bottom:50px;padding-right:0}.results-panel{padding:52px 0 0;position:static}.method-note{flex-direction:column;align-items:start;padding:34px}.scope-grid,.formula-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:repeat(2,1fr)}}@media (width<=520px){.header-inner{min-height:70px}.brand-wordmark{font-size:.82rem}.brand-mark{width:24px;height:24px}.hero-figure{min-height:290px}.trust-line{grid-template-columns:1fr}.trust-line span{border-right:0;border-bottom:1px solid var(--line)!important}.trust-line span:last-child{border-bottom:0!important}.calculator-card{min-height:390px;padding:28px}.principle{grid-template-columns:40px 1fr}.principle p{grid-column:2}.mission-section{padding:82px 0}.field{grid-template-columns:1fr;gap:7px}.select-wrap{grid-column:1}.stat-grid,.target-grid,.scenario-grid{grid-template-columns:1fr}.sensitivity-panel{padding:22px 18px}.sensitivity-row{grid-template-columns:1fr;gap:10px}.line-chart svg{height:220px}.scenario-callout{grid-template-columns:1fr}.future-result-topline{display:block}.future-scenario-tabs,.future-headlines,.future-stress-controls,.future-year-inspector,.future-flow-summary{grid-template-columns:1fr}.future-scenario-tabs button{min-height:68px}.future-headlines article{min-height:104px}.future-experiments,.future-year-inspector,.future-storage{padding:20px}.future-compare-strip{grid-template-columns:1fr}.future-compare-strip>button{justify-self:start}.future-chart{padding:12px}.future-chart svg{height:245px}.future-chart-scrubber{grid-template-columns:1fr;gap:8px}.future-chart figcaption{flex-direction:column;align-items:flex-start;gap:5px}.future-year-inspector{gap:18px}.future-flow-summary span{padding-right:0}.future-flow-summary.with-home,.future-home-values{grid-template-columns:1fr}.future-home-chart{padding:20px}.future-home-chart-heading{flex-direction:column;align-items:flex-start;gap:8px}.future-home-chart-heading>span{text-align:left;max-width:none}.future-home-chart svg{height:190px}.scenario-callout span{grid-column:1}.priority-heading{display:none}.priority-row{grid-template-columns:1fr auto}.priority-row>span:first-child{grid-column:1/-1}.formula-summary{flex-direction:column;align-items:flex-start}.formula-summary>b{align-self:flex-start}.chart-readout{flex-wrap:wrap}.chart-readout b{width:100%;margin-left:21px}.cost-stack{flex-direction:column}.cost-stack span{border-right:0;border-bottom:1px solid var(--line);min-width:0;min-height:90px}.scope-grid{gap:30px}.learn-topic-nav .shell{gap:26px}.home-learning-themes a{grid-template-columns:88px minmax(0,1fr) auto}.article-card-footer{flex-direction:column;align-items:flex-start}.article-interactive{padding:22px}.article-fields,.article-fields.compact{grid-template-columns:1fr}.article-results{grid-template-columns:repeat(2,minmax(0,1fr))}.article-value-chart{padding:17px}.article-value-row{grid-template-columns:minmax(0,1fr) auto;gap:7px 12px}.article-value-row>div{grid-area:2/1/auto/-1}.article-value-row strong{min-width:0}.footer-lead,.footer-base{flex-direction:column;align-items:flex-start;gap:18px}}@media (width<=900px){.concept-trust{grid-template-columns:repeat(2,1fr)}.concept-trust span:nth-child(2){border-right:0}.concept-trust span:nth-child(-n+2){border-bottom:1px solid var(--line)}.concept-balance-grid,.concept-two-hero-grid,.concept-two-section-heading,.concept-two-education-grid,.concept-three-feature-grid,.concept-three-more>.shell{grid-template-columns:1fr}.concept-balance-grid>div,.concept-three-feature-grid>*{padding:38px}.concept-balance-education,.concept-three-article{border-top:1px solid var(--line)}.concept-two-hero-grid{gap:38px}.concept-two-hero-grid>div:last-child>p,.concept-two-hero .concept-trust{max-width:680px}.concept-two-section-heading{gap:24px}.concept-calculator-index{grid-template-columns:1fr}.concept-index-options{border-right:0;border-bottom:1px solid var(--line-light);grid-template-columns:repeat(5,1fr);display:grid}.concept-index-options button{border-right:1px solid var(--line-light);border-bottom:0;grid-template-columns:1fr;align-content:space-between;gap:6px;min-width:0;min-height:104px}.concept-index-options button i{display:none}.concept-index-options button strong{font-size:.82rem}.concept-two-education-grid,.concept-three-more>.shell{gap:32px}.concept-evidence{grid-template-columns:1fr 1fr}.concept-evidence-mission{grid-column:1/-1}.concept-evidence>div{min-height:290px}.concept-four-hero>.shell,.concept-four-work-grid,.concept-five-intro-grid,.concept-six-hero-grid,.concept-six-paths,.future-home-feature-grid{grid-template-columns:1fr}.concept-four-hero>.shell,.concept-five-intro-grid,.concept-six-hero-grid{gap:42px}.concept-four-heading>p:last-child,.concept-five-intro-grid>div:last-child>p,.concept-four-doors{max-width:680px}.concept-four-panel{padding:42px}.concept-four-panel+.concept-four-panel,.concept-six-path+.concept-six-path{border-top:1px solid var(--line)}.concept-five-section-head{grid-template-columns:120px minmax(0,1fr)}.concept-five-section-head>a{grid-column:2}.concept-five-learning .concept-topic-directory{grid-template-columns:repeat(2,1fr)}.concept-five-learning .concept-topic-directory>a{min-height:220px}.concept-six-proof{border-left:0;max-width:680px;padding-left:0}.future-home-copy{max-width:680px}.future-home-preview{max-width:760px}.concept-six-path>div:first-child{min-height:auto;margin-bottom:34px}.concept-six-trust>.shell{grid-template-columns:1fr;align-items:start}.concept-six-trust .concept-trust{max-width:720px}}@media (width<=600px){.concept-switcher .shell{justify-content:center}.homepage-concept h1{font-size:clamp(2.8rem,13vw,4.2rem)}.concept-one-hero,.concept-two-hero,.concept-three-hero{padding-top:48px}.concept-trust span{padding:11px 8px;font-size:.61rem}.concept-balance-grid>div,.concept-three-feature-grid>*{padding:28px 22px}.concept-block-heading{grid-template-columns:1fr auto}.concept-block-heading>span{grid-column:1/-1}.concept-tab-list{display:flex;overflow-x:auto}.concept-tab-list button{flex:0 0 116px}.concept-tab-result{grid-template-columns:1fr;align-items:start;min-height:270px;padding:24px}.concept-tab-result>a{align-self:end}.concept-article-list strong{font-size:1.16rem}.concept-one-close .shell{flex-direction:column;justify-content:center;align-items:flex-start;gap:12px;min-height:126px}.concept-two-index,.concept-two-education,.concept-three-more{padding-block:54px}.concept-index-options{grid-template-columns:1fr}.concept-index-options button{border-right:0;border-bottom:1px solid var(--line-light);grid-template-columns:32px 1fr;min-height:58px}.concept-index-result{min-height:340px;padding:28px}.concept-three-actions{flex-direction:column}.concept-three-actions a{width:100%}.concept-select-row{grid-template-columns:1fr}.concept-select-row a{min-height:48px}.concept-topic-directory>a,.concept-topic-directory.quiet>a,.concept-four-panel .concept-topic-directory>a,.concept-six-path .concept-topic-directory>a{grid-template-columns:1fr auto;gap:8px 14px}.concept-topic-directory span,.concept-topic-directory small{grid-column:1}.concept-topic-directory i{grid-area:1/2/4}.concept-evidence{grid-template-columns:1fr}.concept-evidence-mission{grid-column:1}.concept-evidence>div{min-height:260px;padding:28px}.concept-four-hero,.concept-five-intro,.concept-six-hero{padding-top:48px}.concept-four-doors>a{grid-template-columns:82px minmax(0,1fr) auto;gap:12px;min-height:90px}.concept-four-doors strong{font-size:1.15rem}.concept-four-trust .concept-trust span{min-height:48px}.concept-four-panel{padding:34px 22px}.concept-four-panel-heading{min-height:auto;margin-bottom:30px}.concept-four-mission,.concept-five-tools,.concept-five-learning,.concept-five-purpose,.future-home-feature,.concept-six-start,.concept-six-trust{padding-block:54px}.future-home-preview{padding:18px}.future-home-preview svg{height:220px}.concept-five-entry{flex-direction:column}.concept-five-trust .shell{grid-template-columns:42px 1fr;gap:10px 16px;min-height:130px;padding-block:20px}.concept-five-trust p{grid-column:2}.concept-five-section-head{grid-template-columns:1fr;gap:18px}.concept-five-section-head>a{grid-column:1}.concept-five-learning .concept-topic-directory{grid-template-columns:1fr}.concept-five-learning .concept-topic-directory>a{min-height:148px}.concept-five-learning .concept-topic-directory strong{margin-top:28px}.concept-six-proof a{grid-template-columns:104px minmax(0,1fr)}.concept-six-proof small{grid-column:2}.concept-six-path{padding:28px 22px}}.money-map-home-feature{border-bottom:1px solid var(--line);background:var(--paper);padding:76px 0}.money-map-home-grid{grid-template-columns:minmax(360px,.88fr) minmax(0,1.12fr);align-items:center;gap:clamp(58px,9vw,130px);display:grid}.money-map-home-preview{border:1px solid var(--line);background:var(--white);box-shadow:var(--shadow);padding:28px}.money-map-home-preview-heading{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:20px;padding-bottom:17px;display:flex}.money-map-home-preview-heading span{color:var(--green);letter-spacing:.09em;text-transform:uppercase;font-size:.62rem;font-weight:750}.money-map-home-preview-heading strong{font-family:var(--serif);font-size:1rem;font-weight:500}.money-map-home-path{padding:12px 0;position:relative}.money-map-home-path:before{background:var(--line);content:"";width:1px;position:absolute;top:38px;bottom:38px;left:20px}.money-map-home-path>div{z-index:1;border-bottom:1px solid var(--line);grid-template-columns:42px minmax(0,1fr);align-items:center;gap:16px;min-height:72px;display:grid;position:relative}.money-map-home-path>div:last-child{border-bottom:0}.money-map-home-path i{border:1px solid var(--line);width:40px;height:40px;color:var(--green);background:var(--white);border-radius:50%;place-items:center;font-size:.58rem;font-style:normal;font-weight:750;display:grid}.money-map-home-path span{color:var(--ink-soft);font-size:.65rem}.money-map-home-path strong{color:var(--ink);font-family:var(--serif);font-size:1.08rem;font-weight:500;display:block}.money-map-home-preview>p{color:var(--ink-soft);text-align:right;margin:12px 0 0;font-size:.58rem}.money-map-home-copy h2{max-width:680px;margin-bottom:20px;font-size:clamp(2.4rem,4.4vw,4.2rem)}.money-map-home-copy>p:not(.eyebrow){max-width:630px;color:var(--ink-soft);font-size:.86rem}.money-map-home-copy>div{border-top:1px solid var(--line);border-bottom:1px solid var(--line);flex-wrap:wrap;max-width:600px;margin:26px 0 28px;display:flex}.money-map-home-copy>div span{color:var(--ink-soft);padding:9px 14px 9px 0;font-size:.61rem}.money-map-home-copy>div span+span:before{color:var(--sage);content:"•";margin-right:14px}.money-map-home-cta{max-width:330px;color:var(--paper);background:var(--green-dark);justify-content:space-between;gap:28px;padding:14px 16px;font-size:.72rem;font-weight:750;text-decoration:none;display:flex}.money-map-home-cta:hover{background:var(--green)}.money-map-page{overflow:hidden}.money-map-hero{border-bottom:1px solid var(--line);background:var(--sage-pale);padding:72px 0 76px}.money-map-hero-grid{grid-template-columns:minmax(0,1.22fr) minmax(300px,.78fr);align-items:end;gap:clamp(60px,9vw,140px);display:grid}.money-map-hero h1{max-width:850px;margin-bottom:24px}.money-map-hero-grid>div:first-child>p:last-child{max-width:760px;color:var(--ink-soft);margin:0;font-size:1rem}.money-map-principles{border-top:1px solid var(--line)}.money-map-principles span{border-bottom:1px solid var(--line);min-height:72px;color:var(--ink-soft);grid-template-columns:68px minmax(0,1fr);align-items:center;gap:16px;font-size:.72rem;display:grid}.money-map-principles strong{color:var(--green);font-family:var(--serif);font-size:1.38rem;font-weight:500}.money-map-workspace{padding-block:58px 94px}.money-map-progress{grid-template-columns:minmax(220px,.34fr) minmax(0,1fr);align-items:end;margin-bottom:18px;display:grid}.money-map-progress>div{flex-direction:column;display:flex}.money-map-progress span{color:var(--ink-soft);letter-spacing:.1em;text-transform:uppercase;font-size:.64rem;font-weight:700}.money-map-progress strong{font-family:var(--serif);margin-top:3px;font-size:1.05rem;font-weight:500}.money-map-progress>i{background:var(--paper-deep);height:4px;display:block;overflow:hidden}.money-map-progress>i span{background:var(--green);height:100%;transition:width .26s;display:block}.money-map-grid{border:1px solid var(--line);background:var(--white);min-height:760px;box-shadow:var(--shadow);grid-template-columns:minmax(0,1.18fr) minmax(350px,.72fr);display:grid}.money-map-panel{border-right:1px solid var(--line);min-width:0;padding:clamp(34px,5vw,68px)}.money-map-question{flex-direction:column;min-height:640px;animation:.22s ease-out money-map-enter;display:flex}@keyframes money-map-enter{0%{opacity:0;transform:translateY(6px)}to{opacity:1;transform:translateY(0)}}.money-map-question>div:first-child{max-width:720px}.money-map-question h2,.money-map-results h2{max-width:760px;margin-bottom:16px;font-size:clamp(2.1rem,3.6vw,3.45rem)}.money-map-question>div:first-child>p:last-child,.money-map-results-intro{max-width:680px;color:var(--ink-soft);margin-bottom:30px;font-size:.83rem}.money-map-options{border-top:1px solid var(--line);margin-top:12px}.money-map-options button{border:0;border-bottom:1px solid var(--line);width:100%;min-height:70px;color:var(--ink);text-align:left;background:0 0;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:2px 20px;padding:14px 16px;transition:background .15s,padding .15s;display:grid}.money-map-options button:hover,.money-map-options button:focus-visible,.money-map-options button.selected{background:var(--sage-pale);padding-left:22px}.money-map-options button span{font-family:var(--serif);font-size:1.18rem}.money-map-options button small{color:var(--ink-soft);grid-column:1;font-size:.67rem}.money-map-options button i{color:var(--green);grid-area:1/2/3;font-style:normal}.money-map-question-footer{justify-content:space-between;align-items:center;gap:24px;margin-top:auto;padding-top:26px;display:flex}.money-map-question-footer button,.money-map-result-controls button{color:var(--green);background:0 0;border:0;border-bottom:1px solid;padding:8px 0;font-size:.68rem;font-weight:700}.money-map-question-footer button:disabled{opacity:.35;cursor:default}.money-map-question-footer>span{color:var(--ink-soft);font-size:.64rem}.money-map-live{min-width:0;color:var(--paper);background:var(--green-dark);padding:34px}.money-map-live-heading{border-bottom:1px solid var(--line-light);justify-content:space-between;align-items:start;gap:22px;padding-bottom:22px;display:flex}.money-map-live-heading .eyebrow{color:var(--sage);margin-bottom:8px}.money-map-live-heading h2{margin:0;font-size:1.65rem}.money-map-live-heading>span{border:1px solid var(--line-light);min-width:48px;color:var(--sage);text-align:center;padding:7px 9px;font-size:.62rem;font-weight:700}.money-map-visual{aspect-ratio:1;background:radial-gradient(circle,#a9bca914 0 24%,#0000 24.5% 48%,#a9bca90b 48.5% 49%,#0000 49.5%);border:1px solid #f5f1e81f;border-radius:50%;width:min(100%,420px);margin:20px auto 8px;position:relative}.money-map-visual:before,.money-map-visual:after{z-index:0;content:"";background:#f5f1e829;height:1px;position:absolute;inset:50% 12%}.money-map-visual:after{transform:rotate(90deg)}.money-map-core{z-index:2;background:#102f27;border:1px solid #f5f1e83d;border-radius:50%;flex-direction:column;justify-content:center;align-items:center;width:104px;height:104px;display:flex;position:absolute;inset:50% auto auto 50%;transform:translate(-50%,-50%)}.money-map-core span{color:#f5f1e894;letter-spacing:.08em;text-transform:uppercase;font-size:.55rem;line-height:1.1}.money-map-core strong{font-family:var(--serif);font-size:1.32rem;font-weight:500;line-height:1.1}.money-map-node{z-index:2;text-align:center;flex-direction:column;align-items:center;width:112px;display:flex;position:absolute;transform:translate(-50%,-50%)}.money-map-node.stabilise{top:15%;left:50%}.money-map-node.protect{top:50%;left:85%}.money-map-node.plan{top:85%;left:50%}.money-map-node.grow{top:50%;left:15%}.money-map-node i{border:3px solid var(--green-dark);background:#f5f1e87a;border-radius:50%;width:15px;height:15px;margin-bottom:6px;display:block;box-shadow:0 0 0 1px #f5f1e842}.money-map-node[data-level="Keep in view"] i{background:var(--blue)}.money-map-node[data-level=Review\ next] i{background:var(--ochre)}.money-map-node[data-level=Start\ here] i{background:var(--clay);box-shadow:0 0 0 1px var(--clay), 0 0 0 7px #b77d6829}.money-map-node strong{font-family:var(--serif);font-size:.86rem;font-weight:500}.money-map-node span{color:#f5f1e88f;margin-top:1px;font-size:.52rem}.money-map-stage-list{border-top:1px solid var(--line-light)}.money-map-stage-list>div{border-bottom:1px solid var(--line-light);grid-template-columns:10px minmax(0,1fr);align-items:center;gap:12px;min-height:62px;display:grid}.money-map-stage-list i{background:#f5f1e84d;border-radius:50%;width:7px;height:7px}.money-map-stage-list .raised i{background:var(--ochre)}.money-map-stage-list span{color:#f5f1e891;font-size:.6rem;line-height:1.35}.money-map-stage-list strong{color:var(--paper);font-family:var(--serif);margin-bottom:2px;font-size:.82rem;font-weight:500;display:block}.money-map-live-note{color:#f5f1e880;margin:18px 0 0;font-size:.58rem;line-height:1.45}.money-map-results{animation:.22s ease-out money-map-enter}.money-map-priority-list{border-top:1px solid var(--line);margin-top:36px}.money-map-priority-list article{border-bottom:1px solid var(--line);grid-template-columns:minmax(210px,.78fr) minmax(0,1.22fr);gap:22px 40px;padding:28px 0;display:grid}.money-map-priority-heading span{color:var(--green);letter-spacing:.08em;text-transform:uppercase;font-size:.6rem;font-weight:750}.money-map-priority-heading h3{margin:8px 0 0;font-size:1.5rem}.money-map-priority-list article>p{color:var(--ink-soft);margin:2px 0 0;font-size:.72rem;line-height:1.5}.money-map-priority-list article>div:last-child{flex-wrap:wrap;grid-column:2;gap:10px;display:flex}.money-map-priority-list article>div:last-child a,.money-map-clear-result>a{border:1px solid var(--line);color:var(--green);justify-content:space-between;gap:18px;padding:10px 12px;font-size:.62rem;font-weight:700;text-decoration:none;display:inline-flex}.money-map-priority-list article>div:last-child a:hover,.money-map-clear-result>a:hover{background:var(--sage-pale)}.money-map-clear-result{background:var(--sage-pale);margin-top:34px;padding:28px}.money-map-clear-result h3{margin-bottom:12px}.money-map-clear-result p{color:var(--ink-soft);font-size:.76rem}.money-map-result-controls{gap:28px;margin-top:34px;display:flex}.money-map-boundary{color:var(--paper);background:var(--green-dark);padding:70px 0 78px}.money-map-boundary .eyebrow{color:var(--sage)}.money-map-boundary .shell>div{grid-template-columns:minmax(0,1.1fr) minmax(300px,.72fr);align-items:end;gap:clamp(48px,9vw,130px);display:grid}.money-map-boundary h2{max-width:760px;margin:0}.money-map-boundary div>p{color:#f5f1e89e;margin:0;font-size:.74rem}@media (width<=980px){.money-map-home-grid,.money-map-hero-grid,.money-map-grid,.money-map-boundary .shell>div{grid-template-columns:1fr}.money-map-principles{grid-template-columns:repeat(3,1fr);display:grid}.money-map-home-preview,.money-map-home-copy{max-width:760px}.money-map-principles span{border-right:1px solid var(--line);grid-template-columns:1fr;gap:4px;padding:14px}.money-map-grid{min-height:0}.money-map-panel{border-right:0;border-bottom:1px solid var(--line)}.money-map-question{min-height:600px}.money-map-live{grid-template-columns:minmax(280px,.8fr) minmax(0,1.2fr);gap:18px 36px;display:grid}.money-map-live-heading,.money-map-live-note{grid-column:1/-1}.money-map-visual{grid-area:2/1}.money-map-stage-list{grid-area:2/2;align-self:center}}@media (width<=640px){.money-map-home-feature{padding-block:54px}.money-map-home-grid{gap:42px}.money-map-home-preview{padding:20px}.money-map-home-copy>div{flex-direction:column;align-items:flex-start}.money-map-home-copy>div span{padding-block:7px}.money-map-home-copy>div span+span:before{display:none}.money-map-hero{padding-block:50px 54px}.money-map-hero-grid{gap:38px}.money-map-principles{grid-template-columns:1fr}.money-map-principles span{border-right:0;grid-template-columns:58px 1fr;min-height:56px}.money-map-workspace{width:100%;padding-block:34px 58px}.money-map-progress{grid-template-columns:1fr;gap:12px;width:calc(100% - 32px);margin-inline:auto}.money-map-grid{border-left:0;border-right:0}.money-map-panel,.money-map-live{padding:28px 20px}.money-map-question{min-height:620px}.money-map-question h2,.money-map-results h2{font-size:clamp(2rem,10.5vw,2.7rem)}.money-map-options button{min-height:66px}.money-map-question-footer{flex-direction:column-reverse;align-items:flex-start;gap:12px}.money-map-live{display:block}.money-map-visual{width:min(100%,360px)}.money-map-stage-list{margin-top:12px}.money-map-priority-list article{grid-template-columns:1fr}.money-map-priority-list article>div:last-child{grid-column:1}.money-map-priority-list article>div:last-child a{width:100%}.money-map-boundary{padding-block:54px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important}}