Property Analysis
Research the home. Model the financing. Test the exit.
UK property decisions in one place: local sold-price evidence, purchase tax, mortgages, remortgaging and after-tax landlord economics.
New decision lab
Should you sell the property, rent it out or buy a different BTL?
Compare all three paths using the same starting resources. The model includes released equity, rental tax, mortgage interest relief, extra property-purchase tax, running costs and CGT.
Open the Sell, Let or Buy-to-Let LabThe property decision stack
Use the right tool at each stage.
A postcode statistic cannot answer a mortgage question, and gross yield cannot answer a sell-versus-let question. Each tool keeps one decision narrow enough to show its workings.
Research the property
Start with sold prices, price per square metre and wider-area evidence before choosing the mortgage assumptions.
Price the purchase
Separate the headline price from tax, deposit, financing and the opportunity cost of the decision.
Calculate UK property purchase tax, effective rate, total purchase cost and completion cash across all four nations.
↗︎Plan · CalculatorMortgage CalculatorModel mortgage payments, loan-to-value, total interest, rate changes, term trade-offs and capital remaining.
↗︎Compare · CalculatorBuy vs RentCompare household wealth under buying and renting assumptions across different time horizons.
↗︎Manage the mortgage
Stress a rate reset, compare product fees and rates, or test mortgage overpayments against investing.
See how a new rate and term could affect the monthly payment, remaining balance, interest and loan-to-value.
↗︎Compare · CalculatorRemortgage Decision LabCompare total interest and net fees, find a cost crossover, stress rates and see the cash needed for the next LTV band.
↗︎Compare · CalculatorMortgage Overpayment vs InvestCompare overpaying, investing and splitting the money using mortgage savings and low, central and high investment scenarios.
↗︎Sell, retain or let
Compare released equity with after-tax landlord economics instead of stopping at gross rental yield.
Compare sell-and-invest, keep-and-let and purpose-bought BTL paths after rental tax, mortgages, transaction costs and CGT.
↗︎Tax · CalculatorCapital Gains Tax CalculatorCalculate a gain, losses, allowance, 18% and 24% tax, after-tax profit and a sell-now versus phased-disposal comparison.
↗︎Property guideSell or rent out a UK home when moving abroadWork through residence, landlord, mortgage, management and cross-border tax questions.
↗︎One rule across the section
Evidence first. Assumptions second.
Property tools can create false precision quickly. Money Considered separates observed evidence from user-controlled assumptions, shows material taxes and costs, and avoids calling a modelled output a valuation or recommendation.
Review sources and methods