Education · Relocation Finance
Plan the financial side of moving country, from residence and tax timing to accounts, pensions, property, reporting and the cash needed to settle in.
Where to start
Cross-border moves connect several systems at once. Establish tax residence and key dates first, then map which accounts, pensions, investments and properties remain usable, taxable or reportable in each country.
Map departure, arrival, work, home and travel dates before moving assets or realising gains.
Check banking, ISA, pension, investment and reporting treatment in both countries.
Model housing, tax, deposits, moving costs and the liquidity needed during the transition.
Guides
Coordinate tax residence, accounts, pensions, property and cash flow before, during and after an international move.
Leaving the UK changes more than your address. Understand tax residence, split years, ISAs, pensions, investments, UK property, National Insurance and the financial work to complete before and after the move.
A practical guide to the financial move from the UK to Spain, covering residence, tax, ISAs, investments, pensions, foreign-asset reporting, property, healthcare, banking and the first Spanish tax return.
A practical guide to moving your financial life from the UK to France, covering residence, tax, ISAs, investments, pensions, foreign accounts, property, healthcare, banking and the first French return.
A practical guide to building a financial life in Paris, from the rental dossier and controlled rents to move-in cash, transport, childcare, buying and the first 90 days.
A practical guide to the financial move from the US to the UK, covering two tax systems, investments, pensions, reporting, healthcare, housing and the first year.
A practical framework for deciding whether to sell your UK home or become a landlord from abroad, including genuine rental cash flow, mortgage constraints, tax, capital gains and the value of keeping a route back.
A practical guide to returning to the UK, covering residence, split years, temporary non-residence, FIG relief, overseas assets, pensions, property, Stamp Duty, National Insurance and the first 90 days.
Put the ideas to work
Estimate UK take-home pay when planning an arrival or return.
Explore ↗︎Interactive toolIllustrate a UK capital gain before applying cross-border residence and treaty rules.
Explore ↗︎Interactive toolBring income, spending, investments, pensions and property into one long-term view.
Explore ↗︎Official data, made visual