10 percentage points above the overall figure.
UK Money Visualised · Map 02
How Britain saves.
Explore the liquid savings buffers reported by different UK families and income groups—then see how the accounts people use change with age.
Official DWP data2024–25 surveyNo personal data
Choose a comparison
DWP calls these groups ‘benefit units’: a single adult or couple and any dependent children. It does not mean the family receives benefits.
Liquid savings landscape
Lone parent
79%reported less than £1,500
No savings28%29 of the 100 circles
Some savings below £1,50051%52 of the 100 circles
£1,500 to £30,00017%17 of the 100 circles
£30,000 or more2%2 of the 100 circles
The circles normalise independently rounded survey percentages to 100. The bar and labels preserve the published figures.
33 percentage points above the overall figure.
18 percentage points below the overall figure.
Compare the divide
Who reports less than £1,500?
Family types are ranked from the highest share to the lowest. Select a bar to examine that group above.
What people hold
Savings products change with age.
Select a product to see the percentage of adults in each age group who reported holding it.
Bank or building society savingsPercentage of adults · UK · 2024–25
44%Peak at age 65–74
Savings accounts, investment accounts or bonds held with a bank or building society, excluding current accounts and ISAs.
| Age | Percentage | Sample size |
|---|---|---|
| 16–24 | 23% | 1629 |
| 25–34 | 36% | 3629 |
| 35–44 | 35% | 4584 |
| 45–54 | 38% | 3895 |
| 55–59 | 42% | 2217 |
| 60–64 | 42% | 2511 |
| 65–74 | 44% | 4695 |
| 75–84 | 42% | 3559 |
| 85+ | 34% | 995 |
What the data shows
Three contrasts worth seeing.
46% below £1,500
Across all family types, 18% reported no savings and another 28% reported some savings below £1,500.
79% of lone parents
Lone parents were concentrated at the lower end: 28% reported no savings and 79% reported less than £1,500 in total.
50% of pensioner couples
Half reported £30,000 or more, compared with 20% across all family types.
Plain-English guide
What is—and is not—being measured.
This is a survey of reported liquid financial assets, not a complete balance sheet or a judgement about what any household should hold.
Savings and investments
Liquid financial assets reported to the Family Resources Survey: bank and building-society accounts, ISAs, stocks and shares, Premium Bonds and other financial products. The figures exclude property and pension wealth.
Family or “benefit unit”
A single adult or a couple, plus any dependent children. A household can contain more than one family unit—for example, a couple and children living with an elderly parent.
Household income
Total gross weekly income for the household. These bands are not adjusted for household size, composition or housing costs, so they should not be read as equally comfortable standards of living.
Why the totals can differ from 100
DWP rounds each percentage independently to the nearest whole percentage point. Some rows can therefore add to 99% or 101% without implying missing households.
Self-reported data
Respondents report their accounts and savings bands. DWP cautions that the resulting estimates are likely to be underestimates because account details are not always reported accurately.
Survey estimate
The figures represent a weighted sample of private UK households and are subject to sampling error and remaining non-sampling bias. They are not an administrative count of every account.
Read this map carefully
A picture of reported buffers, not financial wellbeing.
- Savings and investments are liquid financial assets; pensions, home equity and other property are excluded.
- Families can have debt as well as savings. These tables do not show net financial wealth.
- Income bands are gross, unequivalised and unadjusted for housing costs; household composition can materially change what the same income means.
- Values marked by DWP as negligible—less than 0.5%—are plotted as zero in the grouped visualisations.
- The results are group averages from a survey, not a target, recommendation or assessment of an individual household.
SourceDepartment for Work and Pensions
Family Resources Survey: financial year 2024 to 2025, released 26 March 2026. Tables 7.7, 7.10 and 7.12. Reused under the Open Government Licence v3.0.
View the exact published savings bands for Lone parent
| Reported liquid savings and investments | Share |
|---|---|
| No savings | 28% |
| Less than £100 | 26% |
| £100 to £1,500 | 25% |
| £1,500 to £3,000 | 5% |
| £3,000 to £6,000 | 5% |
| £6,000 to £16,000 | 5% |
| £16,000 to £30,000 | 2% |
| £30,000 to £50,000 | 1% |
| £50,000 to £200,000 | 1% |
| £200,000 to £500,000 | 0% |
| £500,000 or more | 0% |